Basiclly i'm trying to get a credit card but have no credit so can't really get accepted. Does anyone know of any with decent rates? Figured someone may have already gone through this. Thanks

 

I can't see how its possible for a person to not get a credit card. I get like 3 offers a day for credit cards

 

haha i choose not to own one

 

haha well i dont know, i don't get any offers and have really never done anything wrong that would negatively affect my credit..

 

google credit cards and start calling. your gonna get fucked for the first year with no credit. no credit = high interest rate. buy ----, then pay it off. do it fast, and dont make minimum payments for about a year, then re-apply...and ask for a lower IR.

 

 

I buy everything with my credit cards. The only difference is I pay off my bills each month so the credit card companies don't make a dime off of me. If your an idiot than you shouldn't own a credit card but if your not a complete smacked *** than credit cards are great

 

just apply for a gas card/ credit card. or get one of those secure credit cards from your bank... its a start. just be responsible, or it will bite you in the *** in the future..

 

try capitalone. i had no credit but they give me one. even though its only 200 its just to start