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-   -   Trying to get a credit card, but no credit. Anyone else? (https://www.homemadeturbo.com/general-discussion-6/trying-get-credit-card-but-no-credit-anyone-else-54865/)

RedCavz 01-29-2006 09:04 PM

Trying to get a credit card, but no credit. Anyone else?
 
Basiclly i'm trying to get a credit card but have no credit so can't really get accepted. Does anyone know of any with decent rates? Figured someone may have already gone through this. Thanks

Reddy 01-29-2006 09:08 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
I can't see how its possible for a person to not get a credit card. I get like 3 offers a day for credit cards

HMTguy 01-29-2006 09:09 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 

Originally Posted by Whitey
I can't see how its possible for a person to not get a credit card. I get like 3 offers a day for credit cards

Same here. I got my first one when I had no credit, I dunno how you are getting denied.

hotrex 01-29-2006 09:09 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
haha i choose not to own one

RedCavz 01-29-2006 09:11 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
haha well i dont know, i don't get any offers and have really never done anything wrong that would negatively affect my credit..

SkunT 01-29-2006 09:23 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
google credit cards and start calling. your gonna get fucked for the first year with no credit. no credit = high interest rate. buy ----, then pay it off. do it fast, and dont make minimum payments for about a year, then re-apply...and ask for a lower IR.

Bizzar 01-29-2006 09:25 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 

Originally Posted by hotrex
haha i choose not to own one

:y

Reddy 01-29-2006 09:27 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
I buy everything with my credit cards. The only difference is I pay off my bills each month so the credit card companies don't make a dime off of me. If your an idiot than you shouldn't own a credit card but if your not a complete smacked ass than credit cards are great

asianpoet 01-29-2006 09:34 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
just apply for a gas card/ credit card. or get one of those secure credit cards from your bank... its a start. just be responsible, or it will bite you in the ass in the future..

jdmef9er 01-29-2006 09:36 PM

Re: Trying to get a credit card, but no credit. Anyone else?
 
try capitalone. i had no credit but they give me one. even though its only 200 its just to start


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