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Trying to get a credit card, but no credit. Anyone else?

Old 01-30-2006, 11:23 AM
  #21  
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Default Re: Trying to get a credit card, but no credit. Anyone else?

^ i also have a capital one card
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Old 01-30-2006, 12:05 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

Try a paypal card if you have paypal I had bad credit and they gave me one (repoed car 2 years ago, outstanding collections totaling a few grand etc)....No interest for the first 6 months, no signup fee. Beware though, the APR is 25% after 6 months....but it'll help build your credit just pay it off everymonth.
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Old 01-30-2006, 12:07 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

if your looking for a credit card to buy car ----....dont do it. Been there done that, fucked myself over. The interest rate will own you.
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Old 01-30-2006, 12:25 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

Visa owns me. I owe close to $2600 on it @ 18% intrest. bahahaha
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Old 01-30-2006, 12:33 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

get a cell phone in your name and dont't pay late, and store credit cards are easy to get
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Old 01-30-2006, 01:01 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

Originally Posted by 98redcavz24
Basiclly i'm trying to get a credit card but have no credit so can't really get accepted. Does anyone know of any with decent rates? Figured someone may have already gone through this. Thanks
i just went through this when i was 18 i wasnt the most responsible mofuker on eartth and i fucked up my credit now that i paid it off i went to my bank and they wouldnt give me a credit card so i just went online and got a student credit card form city bank with a 500 dolar spending limit and not so shitty apr, just google "credit cards" and apply some one is gauranteed to give you a card,, just dont ---- up your credit PAY IT OFF EVERY MONTH and reapply everyyear for a slightly better one with lower intrest and higher spending limit

just my $.02
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Old 01-30-2006, 01:08 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

I can`t get no credit card either, nothing ever happened but whenever I apply it would say i have no credit
I`ve made almost 40K a year back then yet they still don`t approve it.
Right now the only way i can get one is to apply one that requires u to leave a hundred buck deposit at the bank, but ---- that, I feel way better on spend CASH muddafucker
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Old 01-30-2006, 02:45 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

Why do you feel the need to spend more money than you have?
If you really cant get a credit card, then that's gods way of telling you, "Dont go there."

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Old 01-30-2006, 03:27 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

Originally Posted by myshtern
If you really cant get a credit card, then that's gods way of telling you, "Dont go there."
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Old 01-30-2006, 03:45 PM
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Default Re: Trying to get a credit card, but no credit. Anyone else?

easiest thing you can do is get a macy's or sears card, buy ---- and pay it off quick. If not, then go to a bank, open an account, put money in it, make sure you have a job, and ask for a credit card. At first you will get high rates, but as time goes by, you can ask for lower rates and higher limits.

just dont go ---- yourself by going on a buying rampage, its too easy. especially if your limit is high.

-Jose
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