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-   -   Bank gave me $2500 UPDATE (https://www.homemadeturbo.com/general-discussion-6/bank-gave-me-%242500-update-75465/)

stillnoturbo 03-21-2007 08:38 AM

Re: Bank gave me $2500
 
LIke two years ago I went to the atm machine at my bank and the damn thing was left unlocked. It was broad daylight and right where all the bank tellers could see me. Now that ---- was depressing. They'll find out....hell I think they do it on purpose just to ---- around with you to see what you'll do. Then come back and ---- you in the ass gorilla style.

Cray91 03-21-2007 11:31 AM

Re: Bank gave me $2500
 
I would just go in and ask them to look into it. I would want the error corrected because they will correct it some time. If they are 100% sure that it is all good then have them give you a written statement attesting that the deposit was not an error. Then and only then would I even touch it.

evo_lucian 03-21-2007 12:37 PM

Re: Bank gave me $2500
 
it happened to a friend of mine last year, when she checked her account with her atm she saw she had an extra $1700, she withdrew every thing an closed the account, an she lived happily ever after, technically they cant do you ---- if you no longer got an account with them

AssHat!! 03-21-2007 01:40 PM

Re: Bank gave me $2500
 
yep thats how it worked for me

Dr.Boost 03-21-2007 04:21 PM

Re: Bank gave me $2500
 

Originally Posted by evo_lucian
technically they cant do you ---- if you no longer got an account with them

I believe there is a sytem to where if/when you try to open another bank account they will see this in the records and deny you service. I'm sure when the bank realizes the error(and they will)they will turn the account into a negative/deliqu/past due balance and try to collect. I wouldn't risk it. :l
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Jorsher 03-21-2007 04:26 PM

Re: Bank gave me $2500
 

Originally Posted by Dr.Boost
I believe there is a sytem to where if/when you try to open another bank account they will see this in the records and deny you service. I'm sure when the bank realizes the error(and they will)they will turn the account into a negative/deliqu/past due balance and try to collect. I wouldn't risk it. :l

Yeah I see your point...I'm not sure if there's a system in place to check your other accounts though. I owed one bank $500 so went to this bank and opened an account, had no problem at all. I withdrew the money today, tomorrow I'll close it. If they ask for their money, i'll give it back...if they don't, i'll keep it.

McBoost 03-21-2007 05:19 PM

Re: Bank gave me $2500
 
I used to work at a bank... once they figure out the mistake (it will happen sooner or later), they will:

a) Go after you using their loss prevention department (collections)

b) Get it legally by using a legal hold with your new bank.

Either way, it's best not to spend it.

Toysrme 03-21-2007 08:27 PM

Re: Bank gave me $2500
 

Originally Posted by Jorsher
Ok, so I rollz up in da bank today with a wad of cash from some tv sales yesterday. I gave them $1600 to deposit. I asked for my balance thinking it would only be about $1650 at the most, since most of my money is tied up in paypal and "products." Instead, the statement said $4097. WTF? Stupidly, I told the teller that it didn't look right. She told me I deposited $2500 on the 15th (which I didn't). Then I says to her, "oooh yeahhh ok, well that sounds right, I'm going back to work." The guy next to her asked her to print out the screen for him, so I figured they were gonna figure out what was going on.

Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back?

Picking up the CRX tomorrow >:D

Kenny is 100% dead on. When the banks finds the money gone, they will simply take the money out of any account you have there, or they will take it back leagally via dept collection / court time. And unlike private parties. Banks have the money to ---- you up without thinking about it.


Don't spend it... It's actually illegal in the US. Just like if you were to deposite a fake check.

Toysrme 03-21-2007 08:31 PM

Re: Bank gave me $2500
 
And banks are fucktards. Credit Unions kick the living piss out of banks.
Especially when it comes time to getting any kind of big low interst loans... They'll give you alot of lee-way. Not so with a bank.

Jorsher 03-21-2007 11:07 PM

Re: Bank gave me $2500
 
Well, I spent it.

Will pay them back when paypal gives me my money.


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