Bank gave me $2500 UPDATE
Ok, so I rollz up in da bank today with a wad of cash from some tv sales yesterday. I gave them $1600 to deposit. I asked for my balance thinking it would only be about $1650 at the most, since most of my money is tied up in paypal and "products." Instead, the statement said $4097. WTF? Stupidly, I told the teller that it didn't look right. She told me I deposited $2500 on the 15th (which I didn't). Then I says to her, "oooh yeahhh ok, well that sounds right, I'm going back to work." The guy next to her asked her to print out the screen for him, so I figured they were gonna figure out what was going on.
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back? Picking up the CRX tomorrow |
Re: Bank gave me $2500
Withdraw it first thing in the morning. It's there mistake so they can't really do anything I would think, no?
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Re: Bank gave me $2500
same thing happened to my gf's mom.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----. about a few weeks later, the bank called and asked for the money back. she's now paying in payments and cant use her account until she pays it all off. |
Re: Bank gave me $2500
Originally Posted by d112crzy
same thing happened to my gf's mom.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----. about a few weeks later, the bank called and asked for the money back. she's now paying in payments and cant use her account until she pays it all off. ya good luck with trying to spend that money its the banks they will find it. Accounting errors arent a lotto. Your will basically ---- yourself if you try to spend it My dad did something similar with his gi bill. He just kept using it and went well over what it was suppose to be. About a year later guess who comes knocking uncle sam asking for his money. |
Re: Bank gave me $2500
Yeah, I figured they'll probably get it back one way or another. As soon as paypal quits being a dick and lets me transfer $5k I'll have the money back, so I guess I'll just use it as a "loan."
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Re: Bank gave me $2500
If it sounds too good to be true, it usually is. They'll post a negative balance in the account. I used my debit card to order a set of wheels. Got the wheels, they were damaged and put a dispute in with the bank, thinking it was like amex. Anyway a week goes by and i moved with another bank (for other complications with BoA) and transfered all the money. The next month i get a letter saying that i have a negative balance in the closed account..... Still jewing them down because that was completely there fault... Owed them 1100, they're ready to settle for 740. This was last summer by the way.
Moral of the story banks screw up too and they're gonna wonder where the money is, if it's not at the end of the month it'll be at the end of their next fiscal quater. Don't spend it. |
Re: Bank gave me $2500
The bank will find out. It doesn't matter if you withdraw it now or never, you will be out that $2500.
</The End> |
Re: Bank gave me $2500
its a lown with low intrest, buy some ----(like my borg warner turbo and a po6 ecu(
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Re: Bank gave me $2500
Don't touch that ----. They'll get the last laugh.
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Re: Bank gave me $2500
Originally Posted by GodJockey
Don't touch that ----. They'll get the last laugh.
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Re: Bank gave me $2500
Id withdrawl that ---- and close the account..
famous last words "Seriously what can they do?" |
Re: Bank gave me $2500
I had that happen one time, but it was only because I pushed the 0 button a couple times too many on the deposit. Like a jackass I pulled all that ---- out, and then they sent me a letter that said "YOUR FINGERS ARE TOO FAT, GIVE US THE LOOT, NIGGA".
In the case of the bank ------- up, I'd still cash the ---- out of the account and sit on it. I haven't heard of any banks forgetting about where their money went, but anything *could* happen. The ball won't be in your court though until you go drown that account. |
Re: Bank gave me $2500
Originally Posted by GodJockey
Don't touch that ----. They'll get the last laugh.
I have a bit more money than what's in the account, it's just invested in other things or tied up with homo------- paypal. They'll get it back, but at 0% interest rate I have to take the chance :P So, who thinks I can run with the money if I close the account? I know they got my social but I'm moving soon so they won't be able to notify my, and I don't have to answer their calls. I hate that bank, they've fucked me over a few times... |
Re: Bank gave me $2500
Originally Posted by Jorsher
Yeah, I'm just going to use it as a loan.
I have a bit more money than what's in the account, it's just invested in other things or tied up with homo------- paypal. They'll get it back, but at 0% interest rate I have to take the chance :P So, who thinks I can run with the money if I close the account? I know they got my social but I'm moving soon so they won't be able to notify my, and I don't have to answer their calls. I hate that bank, they've fucked me over a few times... |
Re: Bank gave me $2500
I went through the kinda the same thing last year. Expect the my bank account show i had -58dollar's, when i really had 300 in there i went up there a raised hell with them and they said there's nothing they can do. So i closed my account i still had my debit card so like a week later i went to the atm just to see if it would work i checked my balance it showed i had 1100 dollars. The next day i went to the bank to see if they would give me my money i just wanted the $300. I told them i closed my account last week, but she said it was still open with $1100 in it. So she gave me the cash and closed the account. It's been a year and ive heard nothing about it :y
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Re: Bank gave me $2500
I feel $10 richer having heard that story. I hope you used the money to buy an M4 to rob that bitch. :6
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Re: Bank gave me $2500
Goood luck with that ---- nignog.
You ---- the bank like that and you'll be trying to get those secured credit cards for the rest of your life. Cause ain't no other bank gonna give you an account. In other words, the bank will ---- you like hotrex does his dad. |
Re: Bank gave me $2500
I got an extra $20 out once from an ATM, I asked for $20, and I got $40. Ive never paid that $20 back...but every dam time I go to the ATM, I always hope for the best. :P
Anyways, I wouldnt believe that money. Also, remeber that the online system updates itself every 24hrs. SO there could be a chance that it still shows that, but the system isnt updated. I wouldnt touch it...now if it sits there for a few weeks...------ withdraw that ----. |
Re: Bank gave me $2500
Originally Posted by junkyard racer
I got an extra $20 out once from an ATM, I asked for $20, and I got $40. Ive never paid that $20 back...but every dam time I go to the ATM, I always hope for the best. :P
Anyways, I wouldnt believe that money. Also, remeber that the online system updates itself every 24hrs. SO there could be a chance that it still shows that, but the system isnt updated. I wouldnt touch it...now if it sits there for a few weeks...------ withdraw that ----. I'd always eye the ATM in the back of the store on friday and saturday night. I must have picked up at least $2-300 over the course of a couple years people not grabbing all their money. |
Re: Bank gave me $2500
My bank was stupid enough to do that once too. I deposited a $1013.00 paycheck and they forgot the decimal place. I was too honest and went back 15 minutes later. :S
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Re: Bank gave me $2500
LIke two years ago I went to the atm machine at my bank and the damn thing was left unlocked. It was broad daylight and right where all the bank tellers could see me. Now that ---- was depressing. They'll find out....hell I think they do it on purpose just to ---- around with you to see what you'll do. Then come back and ---- you in the ass gorilla style.
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Re: Bank gave me $2500
I would just go in and ask them to look into it. I would want the error corrected because they will correct it some time. If they are 100% sure that it is all good then have them give you a written statement attesting that the deposit was not an error. Then and only then would I even touch it.
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Re: Bank gave me $2500
it happened to a friend of mine last year, when she checked her account with her atm she saw she had an extra $1700, she withdrew every thing an closed the account, an she lived happily ever after, technically they cant do you ---- if you no longer got an account with them
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Re: Bank gave me $2500
yep thats how it worked for me
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Re: Bank gave me $2500
Originally Posted by evo_lucian
technically they cant do you ---- if you no longer got an account with them
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Re: Bank gave me $2500
Originally Posted by Dr.Boost
I believe there is a sytem to where if/when you try to open another bank account they will see this in the records and deny you service. I'm sure when the bank realizes the error(and they will)they will turn the account into a negative/deliqu/past due balance and try to collect. I wouldn't risk it. :l
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Re: Bank gave me $2500
I used to work at a bank... once they figure out the mistake (it will happen sooner or later), they will:
a) Go after you using their loss prevention department (collections) b) Get it legally by using a legal hold with your new bank. Either way, it's best not to spend it. |
Re: Bank gave me $2500
Originally Posted by Jorsher
Ok, so I rollz up in da bank today with a wad of cash from some tv sales yesterday. I gave them $1600 to deposit. I asked for my balance thinking it would only be about $1650 at the most, since most of my money is tied up in paypal and "products." Instead, the statement said $4097. WTF? Stupidly, I told the teller that it didn't look right. She told me I deposited $2500 on the 15th (which I didn't). Then I says to her, "oooh yeahhh ok, well that sounds right, I'm going back to work." The guy next to her asked her to print out the screen for him, so I figured they were gonna figure out what was going on.
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back? Picking up the CRX tomorrow >:D Don't spend it... It's actually illegal in the US. Just like if you were to deposite a fake check. |
Re: Bank gave me $2500
And banks are fucktards. Credit Unions kick the living piss out of banks.
Especially when it comes time to getting any kind of big low interst loans... They'll give you alot of lee-way. Not so with a bank. |
Re: Bank gave me $2500
Well, I spent it.
Will pay them back when paypal gives me my money. |
Re: Bank gave me $2500
Originally Posted by Jorsher
Well, I spent it.
Will pay them back when paypal gives me my money. __________________ Best Car Insurance | Auto Protection Today | FREE Trade-In Quote |
Re: Bank gave me $2500
i think alot of people have corrupt minds and don't think about others. :-\
Originally Posted by aero
My bank was stupid enough to do that once too. I deposited a $1013.00 paycheck and they forgot the decimal place. I was too honest and went back 15 minutes later. :S
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Re: Bank gave me $2500
It wouldn't have mattered.
best ---- ever right here. http://www.goodthink.com/writing/view_stories.cfm?id=11 |
Re: Bank gave me $2500
Originally Posted by Toysrme
It wouldn't have mattered.
best ---- ever right here. http://www.goodthink.com/writing/view_stories.cfm?id=11 |
Re: Bank gave me $2500
Originally Posted by burkej62
---- banks. Empty the account, then close it. Open a new account with a diffrent bank, before they can put a stop to it. If they ive you any ---- , lock em in the safe with buk.
The bank will either a) put you into their own collection and/or put a hold on any new account you open (at any financial insitution that is in reach of US law) b) take you to court and absolutely destroy you. The arguement that "hey, they put it MY account, that's not my fault" is definitely not a legal arguement. BTW, I don't mean to sound like a dick or anything, I'm just saying that so you know what can happen. |
Re: Bank gave me $2500
haha yeah I understand.
I already said a while back if they want it back they'll get it back without a problem. I just used it to pay some ---- while paypal get's their stuff together. I know they'll eventually want it, and if by some miracle they don't, I'll be a happy SOB. |
Re: Bank gave me $2500
yeah bro. your not gonna like the other end of the stick when this ---- hits the fan. Its not like they are gonna call you up and say 'hey, I was just thinking, there was a mistake, and you have an estra $2000 of our money. When you get a chance, can you bring that by our place, k thanks bye'.
you'll get a letter saying you have x amount of days to repay it (and it will be like 5 working days), you wont have the money, and then you will get another letter saying you need to go to court because your ass is being sued. I wouldnt have touched it. At least give it a month or so before you touched it. Now, had a month or so gone on, and nothing happened to it...fair ------- game. True story to a friend of my uncles: Guy stops to help someone else who was broke down along side the road...its like 5 degreese outside, fix's the guys car, tells him he doesn't want a payment...just to have a nice day. Its a small town in Montana...guy goes back to his car, finds a peice of mail missing, the envelope is there....inside the envelope is a few hundred bucks. The next day, the bank calls and says he needs to come in right away. Guy goes into his bank and finds out his house and his car(s) are paid for...and theres $5000 extra in his account. Turns out that guy that was broke down along the road was a billionare and wanted to help the stranger out who helped him. Karma. It can go either way. 100% true story by the way... in taht case, I would have went out and blew all $5000. O0 |
Re: Bank gave me $2500
Originally Posted by junkyard racer
True story to a friend of my uncles:
Guy stops to help someone else who was broke down along side the road...its like 5 degreese outside, fix's the guys car, tells him he doesn't want a payment...just to have a nice day. Its a small town in Montana...guy goes back to his car, finds a peice of mail missing, the envelope is there....inside the envelope is a few hundred bucks. The next day, the bank calls and says he needs to come in right away. Guy goes into his bank and finds out his house and his car(s) are paid for...and theres $5000 extra in his account. Turns out that guy that was broke down along the road was a billionare and wanted to help the stranger out who helped him. Karma. It can go either way. 100% true story by the way... |
Re: Bank gave me $2500
Originally Posted by Kenny Rogers
I was reading and I thought you were going to say the guy got jacked or killed... your story had a much better ending :D
I think I want to change my mind about my previous post on the situation. I found out this morning that my bank charged me $114 in NSF fees for "bouncing" 3 credit card transactions. I have overdraft protection and there is money in my savings so they shouldn't have fucked me over like that. I'm going down tomorrow to bitch and probably close my accounts. $38 per NSF is ridiculous itself, but I shouldn't even have been charged that ---- because the money should have came out of my savings. :7 __________________ Best Car Insurance | Auto Protection Today | FREE Trade-In Quote |
Re: Bank gave me $2500 UPDATE
Well, the ball is rolling :6
I had about 300-400 left in the account, and today I tried to use my debit card at a gas station. "Auth Failed" ---- Went to another, it asked for my pin so thought everything was ok... "Transaction Denied" So...guess I'll have to wait and see how this goes :) If paypal would hurry the ---- up with my money I'd be alright. |
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