Bank gave me $2500 UPDATE
03-20-2007, 11:23 PM
#1
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Join Date: May 2006
Posts: 5,322
Bank gave me $2500 UPDATE
Ok, so I rollz up in da bank today with a wad of cash from some tv sales yesterday. I gave them $1600 to deposit. I asked for my balance thinking it would only be about $1650 at the most, since most of my money is tied up in paypal and "products." Instead, the statement said $4097. WTF? Stupidly, I told the teller that it didn't look right. She told me I deposited $2500 on the 15th (which I didn't). Then I says to her, "oooh yeahhh ok, well that sounds right, I'm going back to work." The guy next to her asked her to print out the screen for him, so I figured they were gonna figure out what was going on.
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back?
Picking up the CRX tomorrow
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back?
Picking up the CRX tomorrow
03-20-2007, 11:27 PM
#3
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Join Date: Jun 2005
Location: WA
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Re: Bank gave me $2500
same thing happened to my gf's mom.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----.
about a few weeks later, the bank called and asked for the money back.
she's now paying in payments and cant use her account until she pays it all off.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----.
about a few weeks later, the bank called and asked for the money back.
she's now paying in payments and cant use her account until she pays it all off.
03-20-2007, 11:33 PM
#4
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Join Date: Dec 2002
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Re: Bank gave me $2500
Originally Posted by d112crzy
same thing happened to my gf's mom.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----.
about a few weeks later, the bank called and asked for the money back.
she's now paying in payments and cant use her account until she pays it all off.
being the money hungry bitch that she is, she used it all up and bought a bunch of useless ----.
about a few weeks later, the bank called and asked for the money back.
she's now paying in payments and cant use her account until she pays it all off.
ya good luck with trying to spend that money its the banks they will find it. Accounting errors arent a lotto. Your will basically ---- yourself if you try to spend it
My dad did something similar with his gi bill. He just kept using it and went well over what it was suppose to be. About a year later guess who comes knocking uncle sam asking for his money.
03-20-2007, 11:35 PM
#5
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Join Date: May 2006
Posts: 5,322
Re: Bank gave me $2500
Yeah, I figured they'll probably get it back one way or another. As soon as paypal quits being a dick and lets me transfer $5k I'll have the money back, so I guess I'll just use it as a "loan."
03-20-2007, 11:36 PM
#6
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Join Date: Aug 2003
Posts: 1,634
Re: Bank gave me $2500
If it sounds too good to be true, it usually is. They'll post a negative balance in the account. I used my debit card to order a set of wheels. Got the wheels, they were damaged and put a dispute in with the bank, thinking it was like amex. Anyway a week goes by and i moved with another bank (for other complications with BoA) and transfered all the money. The next month i get a letter saying that i have a negative balance in the closed account..... Still jewing them down because that was completely there fault... Owed them 1100, they're ready to settle for 740. This was last summer by the way.
Moral of the story banks screw up too and they're gonna wonder where the money is, if it's not at the end of the month it'll be at the end of their next fiscal quater. Don't spend it.
Moral of the story banks screw up too and they're gonna wonder where the money is, if it's not at the end of the month it'll be at the end of their next fiscal quater. Don't spend it.
