Re:So how is your credit?
Originally Posted by racerex
You need to have a balance on your card for six months for it to affect your credit rating. Although paying it off immidiately is the best thing you can do to avoid interest, if you want to build your credit you should have at least one card where you make a reasonable size purchase, then make the at least the minimum payment for six months, then pay it off.
Dr. Boost: close some of your cards to improve your credit. I assume that since you are about to pay off your car you have plenty of equity that you will use as your down payment on the Lex. The bigger the down payment, the lower your payment and interest rate. I think the Lex is out of my league for now. :'( It's not very practical for me at this point in my life. I need a 4wd truck. :-\ __________________ Best Car Insurance | Auto Protection Today | FREE Trade-In Quote |
Re:So how is your credit?
Originally Posted by beerbongskickass
My FICO score is 727.
how do you get that score? |
Re:So how is your credit?
Ive never had a credit card in my life :)
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage. |
Re:So how is your credit?
leeds then youre in my boat... its called "What Credit?"
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Re:So how is your credit?
Originally Posted by leed
Ive never had a credit card in my life :)
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage. __________________ Best Car Insurance | Auto Protection Today | FREE Trade-In Quote |
Re:So how is your credit?
Originally Posted by Dr.Boost
Originally Posted by leed
Ive never had a credit card in my life :)
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage. |
Re:So how is your credit?
I have always taken care of my credit ----. Since I work under the table, I technically haven't had a job in three years, and they just sent me another credit card. They send the applications all the fucken time so I think the fico # should be good. It was 666 ??? when I was 20 (4 years ago)
I'm still convinced that they hold you to a certain number until you start spending big money, then they probably move you up to the 700's. ;) |
Re:So how is your credit?
Originally Posted by onyx
Originally Posted by beerbongskickass
My FICO score is 727.
how do you get that score? |
Re:So how is your credit?
lol, that's not your FICA score. :P
__________________ Best Car Insurance | Auto Protection Today | FREE Trade-In Quote |
Re:So how is your credit?
Well what the hell is a FICO score then?
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