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-   -   Insurance. how much do YOU pay? (https://www.homemadeturbo.com/general-discussion-6/insurance-how-much-do-you-pay-43430/)

B16CRXT 07-26-2005 07:14 PM

Insurance. how much do YOU pay?
 
I drive a 91 CRX Si. As far as my insurance company knows, it is not modded.

I have liability with a $500 deductible and they charge me $170 every month for 10 months out of the year. Thast ------- outrageous, and thast teh cheapest I could find ANYWHERE. I have two speeding tickets and one careless drivign ticket(ran a yellow light) and one "improper lamps" (had ricer washer sprayer lights that were white but she claimed they were blue...so glad I got out of that phase) ticket on my record. all of which are 2 years old.

This girl I know just bought herself a brand new Jeep Liberty (had to get a loan). She has to have FULL coverage and it only is gonna cost her about $450 every 6 months. She has a couple accidents and I'm sure speeding ticket on her record.

Sorry, this ---- just bothers me. Oh yea I'll be 21 August 1st. Not 25 yet, but I doubt it will go down a whole lot.

So...how much do you pay for your automobiles?

jinxy 07-26-2005 07:17 PM

Re: Insurance. how much do YOU pay?
 
its because she has a ------- vagina. i went to a car dealership and was going to get a loan on a 5 thousand dollar car. I called for insurance and the lady told me 690 and i said every 6 months? and she said no every 4 months out of 6. and it was like that everywhere. i pay like 198 now for every 4 months out of 6 and only have 1 speeding ticket 3 years ago!! and this is for liability! insurance is ------- bullshit

hotrex 07-26-2005 07:21 PM

Re: Insurance. how much do YOU pay?
 
i pay 245 a month for liability only.....

B16CRXT 07-26-2005 07:28 PM

Re: Insurance. how much do YOU pay?
 
OMFG you guys have it worse than me. Is that for one car or two Hotrex?

My insurance company also reduced mine about $20 a month for some reason. I wasnt complaining at all though ^-^

rexracer 07-26-2005 07:28 PM

Re: Insurance. how much do YOU pay?
 
112 a month on 3 cars liability

HondaTuner 07-26-2005 07:29 PM

Re: Insurance. how much do YOU pay?
 

Originally Posted by hotrex
i pay 245 a month for liability only.....

I pay $50 :D

hotrex 07-26-2005 07:30 PM

Re: Insurance. how much do YOU pay?
 
one car.. lets say my record is NOT clean

MakAttack 07-26-2005 07:31 PM

Re: Insurance. how much do YOU pay?
 
I pay $140 a month. It's like 840 or somethin for 6 months. And with everything minus collision.

----, and I just got another speeding ticket a week ago too. >:( I've yet to have my insurance go up due to a ticket though. Other than those, my record is clean.

b16sellout 07-26-2005 07:36 PM

Re: Insurance. how much do YOU pay?
 
One speeding ticket, one at fault accident, one accident that was on private property. 190 a month liability on my 90 crx si that is through state farm, about to switch to a busted ass company online for 65 a month. i'm sure everyone will say i'll get ripped off, but paying twice as much as the car is worth a year for liabilty sounds more like i'm getting ripped off to me :P

MakAttack 07-26-2005 07:47 PM

Re: Insurance. how much do YOU pay?
 
state farm is lame. and they charge too much. i used to have them, but then they kicked me out when i got my 3rd ticket :( oh well.

tranceminister 07-26-2005 07:51 PM

Re: Insurance. how much do YOU pay?
 
I'm with you there Josh. $210/mo. on the Integra and $98/mo. on the Civic. The insurance went up on the Integra as well because ofa little incident a while back :-\

88crxSi 07-26-2005 07:59 PM

Re: Insurance. how much do YOU pay?
 
$94 / month for the rex
$300/month for the integra (full coverage, loan)

90turboteg 07-26-2005 08:10 PM

Re: Insurance. how much do YOU pay?
 
im 18 and i pay 210 a month for my integra, use to pay 190, but my new da dosent have abs, so its more for full covrage. i got a ticket for speeding, passing on the right lane on the freeway and having somone in my car before the first 6 months is up. its nice knowing you have full covrage ;) but when i get a little older it should go down. was 170 before the ticket in my old car :P

xternal 07-26-2005 08:51 PM

Re: Insurance. how much do YOU pay?
 
NZ $120/month for third party fire and theft.
non-modded b16a integra...

FooK 07-26-2005 08:53 PM

Re: Insurance. how much do YOU pay?
 
your rate sounds about right

i pay 120 a month every month, liability on a 95 civic coupe, 3 tickets, 24 years old.

25 comes soon woo!

Racintweek 07-26-2005 09:32 PM

Re: Insurance. how much do YOU pay?
 
i dont :-X

J-SMITH69 07-26-2005 09:34 PM

Re: Insurance. how much do YOU pay?
 
150/month full coverage foxbody 5.0

SpankedYA! 07-26-2005 09:40 PM

Re: Insurance. how much do YOU pay?
 
$160 A MONTH for
Home owners insurance
1995 Jeep Cherokee w/theft and glass
2005 Subaru Impreza 2.5 RS Full coverage

100,000/300,000 protection

FooK 07-26-2005 09:43 PM

Re: Insurance. how much do YOU pay?
 

Originally Posted by Racintweek
i dont :-X

lowlife :-*

SkunT 07-26-2005 10:03 PM

Re: Insurance. how much do YOU pay?
 
skyline...203 for 3 months full coverage
levin...210 for 3 months full coverage

in japan you have to buy for at least 3 months at a time. its cheaper if you go a half or full year. JCI is also considered part of your insurance. my insurance is based on the car and my rank. from the way i understood the lady, you could be the worst driver in the states, have a -----ton of points, come over here, and you have a clean slate, but still drive on your stateside license. (you still have to take a test to make sure you know the signs and ----) -a little different.

in the states, i paid $68 a month for renters insurance, my wifes isuzu trooper and my civic. libality on the civic and the trooper. $500,000 coverage on the renters insurance.

Tatakai 07-26-2005 10:39 PM

Re: Insurance. how much do YOU pay?
 
93 Red Si, "unmodded" (to them) with -'s for a club, an alarm, and the autolock

my record has one accident with a driving in wrong lane ticket

just turned 17

about $200 a month for liability only =\

88dx 07-26-2005 10:46 PM

Re: Insurance. how much do YOU pay?
 
My parents still pay for mine 8)

Guy-Fast 07-26-2005 10:50 PM

Re: Insurance. how much do YOU pay?
 
I keep everything under my dad. I paid 550 for the year for my crx for liablity

USS 07-26-2005 11:28 PM

Re: Insurance. how much do YOU pay?
 
I used to pay about 92 a month for my celica. Now I pay 300 a year for my bike O0

ZC4ME 07-26-2005 11:51 PM

Re: Insurance. how much do YOU pay?
 
I have my insurance through State Farm. Full coverage on a 97 Ranger, 91 Civic HB, 90 240SX and an 02 Protege' 5. All the cars have 100 deductible on comprehensive and 250 on collision except for the 240 which is $500/$500. I also have a $100k life insurance policy. It all cost me about $220 a month. :-\

IndianRide 07-27-2005 12:17 AM

Re: Insurance. how much do YOU pay?
 
I'm 18 and they still give the good grade discount even though I graduated ;D
I pay $140 a month for liability on two cars the 94 hyundai and the 93 accord. does'nt matter what car I drive its always $70 a month per car

92HondaEX 07-27-2005 12:50 AM

Re: Insurance. how much do YOU pay?
 
I'm over $200 a month on liability on my 92 Accord....one at fault accident and a warning going 55 in a 30, lol....

Caleb

92HondaEX 07-27-2005 12:52 AM

Re: Insurance. how much do YOU pay?
 

Originally Posted by 92HondaEX
I'm over $200 a month on liability on my 92 Accord....one at fault accident and a warning going 55 in a 30, lol....

Caleb

The accident I had totaled my mom' accord and a brand spanking new toyota avalon.... got pics of damage to my mom's car if ya wanna see, i'm on aim....

Caleb

jaykew99 07-27-2005 12:56 AM

Re: Insurance. how much do YOU pay?
 
my parents have paid mine so far but its like 618 for six months

Ravage70 07-27-2005 01:19 AM

Re: Insurance. how much do YOU pay?
 
300 a year liability

Racintweek 07-27-2005 06:48 AM

Re: Insurance. how much do YOU pay?
 

Originally Posted by FooK

Originally Posted by Racintweek
i dont :-X

lowlife :-*


at least i'm not driving anymore. my car is sittiung behind the shop w/ no tags on it

hatrack48 07-27-2005 07:38 AM

Re: Insurance. how much do YOU pay?
 
well since i'm an old fart with a excel driving record I only pay 92.00 month
full coverage on 2 cars my dailey driver 95 dodge sprit and my 89 civic HB
fully modded front to rear which State Farm nows all about 100.00 dedutcible
all I have to do is supply all receipts if anything happens crash or stolen

dragon 07-27-2005 09:02 AM

Re: Insurance. how much do YOU pay?
 

Originally Posted by 88dx
My parents still pay for mine 8)

spoiled :-*

150 a month full coverage $500 deductable 99 civic. I've have 8 points right now been in 6 accident and only one of them i was at fault. My insurance is USAA a military insurance.

wlfhitman 07-27-2005 09:53 AM

Re: Insurance. how much do YOU pay?
 
currently i pay $714 for 6 months

jspec89 07-27-2005 09:56 AM

Re: Insurance. how much do YOU pay?
 
i pay 191 a month for 6 months. i have 1 speeding ticket and this is for a 89 rex.

koreanwilcox 07-27-2005 10:09 AM

Re: Insurance. how much do YOU pay?
 
I pay $130 a month for full coverage on my '95 Civic and '05 Scion.

My deductable is $100 too, which I guess is pretty low.

It's going down too! Since I just turned 25 on Monday.

I'm married though, and my wife and I both have squeaky clean records. No accidents or tickets on either of our records.

**knocks on wood**


Chris Harris 07-27-2005 10:17 AM

Re: Insurance. how much do YOU pay?
 
$770 a year for

91 Integra GS, liability only
98 CL 2.3 premium, liability and comp

I'm 27 and have one non-moving violation on my license from a while ago

AND, I live in North Jersey, one of the highest rates in the country...go figure.

Liberty Mutual is being really aggressive in NJ I hear. Last year I paid $1400 for the same cars and coverage basically under NJ CURE.

butterknife 07-27-2005 01:25 PM

Re: Insurance. how much do YOU pay?
 
I pay 145 every 6 months now for liability when i had my camaro it was 175 every 6 months for liability and thats with state farm not bad having an uncle as your agent

G2turbo_terror 07-27-2005 01:35 PM

Re: Insurance. how much do YOU pay?
 
56 a month on liability. 23yrs old, clean record, no moving violations. My rates took a drop when i turned 21 I think...its been a while. I'm also locked into the "good student" discount w/farmers since i graduated w/a good gpa.

samson 07-27-2005 01:59 PM

Re: Insurance. how much do YOU pay?
 
Just finished driver's training today. Got the big yearly discount of $50. LOL. Oh yea, and my senior licenses application that I just sent out. Get the card in the mail and I'm able to stay out like a big kid. Too bad I turn 18 in 5 weeks. LOL. Oh well.


JP


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