im getting sued.
#22
Re: im getting sued.
Originally Posted by SinisterCRX
In all of my accidents the insurance covered my chiropractor visits And how is a chiropractor a wannabe doctor?
#24
Re: im getting sued.
I would find out if Pizza Hut has to carry some kind of insurance for you and for driving. -do it behind there back though. Send an email to a corporate person and ask but put the email in the "my son is delivering pizzas and our insurance doesnt wanna carry him because......(blah) and then say "does pizza hut carry anything" then sue pizza hut for not giving you insurance.
What exactly are you being sued for?
What exactly are you being sued for?
#25
Re: im getting sued.
im not exactly sure what im being sued for yet. so far my insurance company hasn't told me ----, except that she has been seeing a chiropracter. they just wanted to collect info and ask why they are just now finding out about it almost 9 months later. im going to check if pizza hut has insurance on me or not, and if they don't im going to see about that ----.
#29
Re: im getting sued.
ok check this out. In the United States, delivery services whose employees use their personal vehicles must carry non-owned, hired auto insurance. The insurance protects the business operator from liability in accidents that occur while the employees are working.
According to insurance brokers, nearly every insurance policy for personal drivers prohibits the use of one’s vehicle for delivering goods for a business, and many policies specifically state no pizza delivery. Jim Reichle, co-owner of Angelina’s Pizza in North Olmsted, Ohio, suspects that very few pizza delivery operations have non-owned, hired auto insurance. That not only endangers the public, he said, he believes it compromises his ability to compete fairly against those pizzeria operators.
When drivers apply at Angelina’s, Reichle follows his insurance company’s guidelines to screen each applicant’s driving record. If those applicants have more than two moving violations and one at-fault accident in a 36-month period, he can’t hire them to drive.
"What winds up happening is that those drivers simply walk down the street, get hired by one of my competitors and sometimes are put on the road the same day," said Reichle. "I pay more than $15,000 a year to cover the drivers at both of my shops, and that leaves me with $15,000 less than another guy to use for marketing if I wanted. Basically I’m getting penalized for playing by the rules." Reichle said two issues are at work regarding non-owned auto insurance: Many pizzeria owners aren’t aware they must have it, and many others who know it's mandatory don't buy it.
So does that mean pizza hut is required to have insurance on me? and if they do, would that help at all with my insurance company saying i was driving my car when i signed something saying i wouldn't?
According to insurance brokers, nearly every insurance policy for personal drivers prohibits the use of one’s vehicle for delivering goods for a business, and many policies specifically state no pizza delivery. Jim Reichle, co-owner of Angelina’s Pizza in North Olmsted, Ohio, suspects that very few pizza delivery operations have non-owned, hired auto insurance. That not only endangers the public, he said, he believes it compromises his ability to compete fairly against those pizzeria operators.
When drivers apply at Angelina’s, Reichle follows his insurance company’s guidelines to screen each applicant’s driving record. If those applicants have more than two moving violations and one at-fault accident in a 36-month period, he can’t hire them to drive.
"What winds up happening is that those drivers simply walk down the street, get hired by one of my competitors and sometimes are put on the road the same day," said Reichle. "I pay more than $15,000 a year to cover the drivers at both of my shops, and that leaves me with $15,000 less than another guy to use for marketing if I wanted. Basically I’m getting penalized for playing by the rules." Reichle said two issues are at work regarding non-owned auto insurance: Many pizzeria owners aren’t aware they must have it, and many others who know it's mandatory don't buy it.
So does that mean pizza hut is required to have insurance on me? and if they do, would that help at all with my insurance company saying i was driving my car when i signed something saying i wouldn't?