Re: i need a better bank
 

i ------- hate banks. I overdrew my account without knowing it because a check hadn't cleared yet, and the charged me 3 overdraft fees at $37 a pop. So I called to see if I could have at least two of them dropped seeing as one was for like a dollar and the other maybe $4, but they said they could only drop one. Then, when I bitched at her about how ------- retarded it is to charge people for overdrafting and that the card shouldn't even let you overdraft, she told me that she could make it so my card wouldn't ever overdraft, the card just wouldn't work if there wasn't enough money in the account. WTF???? That should have been set up in the first place. ---- banks, they want your money just as much as anyone else does.

Re: i need a better bank
 

That's why they have all the money. ;)
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Re: i need a better bank
 

damn i need to have them set my account up like that, that would save me probably 2-3 hundred a year.

Re: i need a better bank
 

I have what meager savings I've kept hold of in the stock market... Doing pretty well, and the banks don't have my ------- money, so just call me Uncle Money Bags, nigras

Re: i need a better bank
 

How long would it take you to get that money in your hand right now if you needed it? :8
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Re: i need a better bank
 

Weekend, so Monday/Tuesday? That's just savings. I like to keep enough cash around the house to be able to deal with something catastrophic in an emergency, so enough to cover my car or to at least pick up a $300 beater if need arises. Figure its a 50/50 split between the stock market and liquid cash. Think that is a pretty safe bet in times like these. By the way, a while ago I posted gas was gonna drop because of a bunch of international market ----, and guess what, then I was paying $3.02 for regular, now I pay $2.67 :)

Re: i need a better bank
 

Walmart?

Re: i need a better bank
 

if you have a check on hold where the deposited check hasn't cleared and you make purchases after and they are "overdrafted" they should waive the fees being that they are the ones who put the money on hold whereas if they didn't the funds would have been available. some banks have this as bank policy, next time I would have the phone teller call her supervisor or go straight to the branch and talk to the man/woman in charge.



banks do suck. I have wells fargo and wamu. i like them both, but wells fargo is a money grubbing machine.

Re: i need a better bank
 

Umm must be nice to make "decent money"


you have to make twice that here just to get by....

i made 43,000 last year and i have ---- to show for it... dammit i suck at finances.

Re: i need a better bank
 

well $25k a year is pretty good around here aspecially for a 22 year old. this is my first real job outside of the food industry and im loving it. and thats just base pay, lots of pay raises about once a year for the next 8 years. plus full medical, dental, eye care and all those benifits. and paid vacation/ sick time. plus its actully a pretty damn cool job. only problem is im 6 foot 180 pounds blonde hair blue eyes and im not an ugly dude so im always being stared at. i cant even scratch my nuts in private without some girl watching me like a hawk.