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-   -   Car Insurance..Who do you go through/who has the best rates? (https://www.homemadeturbo.com/general-discussion-6/car-insurance-who-do-you-go-through-who-has-best-rates-75881/)

biscuit 03-31-2007 02:38 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 

Originally Posted by d112crzy
damn, I pay about 150/month with like 4 speeding tickets AND no insurance and Im 19.

I'm with "Drive Insurance" too.

I think i was with Farmers back then. :-\

CspecRun 03-31-2007 02:48 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
HAH...age ftw...I'm 27, I have full coverage on a 2005 Sentra SpecV, mine runs $177 a month...I guess it's not great, but it could be worse...Mine is with Progressive, I've had them 4 quite awhile...Full coverage on my 93 Mustang 5.0 was like $130 somethin' with them as well...

Oscar 03-31-2007 02:58 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
oh yea, mine is just liability too :(

G2turbo_terror 03-31-2007 05:04 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
farmers insurance, $36 a month for liability so thats $432 a year. I've been meaning to go up to full coverage, it doesn't cost much more, I've just been lagging.

Dr.Boost 03-31-2007 06:34 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 

Originally Posted by CspecRun
HAH...age ftw...I'm 27, I have full coverage on a 2005 Sentra SpecV, mine runs $177 a month...I guess it's not great, but it could be worse...Mine is with Progressive, I've had them 4 quite awhile...Full coverage on my 93 Mustang 5.0 was like $130 somethin' with them as well...

Any tickets? That seems kinda pricey. I expect to be paying half of that soon, but it is 6 years older than your car. :l
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CspecRun 03-31-2007 06:45 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
^^^ Actually, this is either my 9th or 10th vehicle and 6 or 7 of those were at one time or another wrecked(not always turned in on insurance though)...2 of those were total losses...as far as tickets go, I quit keeping up with that a LOOOONG time ago...I'd say I've had 5 or 6 actual SPEEDING tickets in that time, the worse being an 88 in a 55. I think speeding tickets stay on your driving record only a certain amount of time though...When you are younger your insurance is DEFINITELY gonna be higher(I believe rates take a substantial drop when you hit 25, IF you have a relatively clean MVR)...Best bet for a younger person is to try and let your parents list your car on THEIR insurance and just list you as a secondary(I THINK that's what it's called) driver...but my mom would never go for that ----, either :3

Zeniceguycrx 03-31-2007 06:57 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
my uncle
73 datsun 240Z
apraised at 14,000
158 per year full coverage
classic car insurance is the ----

Dr.Boost 03-31-2007 07:30 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 

Originally Posted by CspecRun
^^^ Actually, this is either my 9th or 10th vehicle and 6 or 7 of those were at one time or another wrecked(not always turned in on insurance though)...2 of those were total losses...as far as tickets go, I quit keeping up with that a LOOOONG time ago...I'd say I've had 5 or 6 actual SPEEDING tickets in that time, the worse being an 88 in a 55. I think speeding tickets stay on your driving record only a certain amount of time though...When you are younger your insurance is DEFINITELY gonna be higher(I believe rates take a substantial drop when you hit 25, IF you have a relatively clean MVR)...Best bet for a younger person is to try and let your parents list your car on THEIR insurance and just list you as a secondary(I THINK that's what it's called) driver...but my mom would never go for that ----, either :3

I believe most insurance companies use the past 3 years of your driving record. I know every company I have been with uses the last 3 years. I think major offenses might be 5 years? All I know is I'm keeping my record clean from now on. It's much cheaper that way.
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ifly87 03-31-2007 08:01 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 

Originally Posted by Dr.Boost
I know every company I have been with uses the last 3 years. I think major offenses might be 5 years?

state farm told me 37 months.


Originally Posted by Dr.Boost
All I know is I'm keeping my record clean from now on. It's much cheaper that way.

:y

IndianRide 03-31-2007 10:48 PM

Re: Car Insurance..Who do you go through/who has the best rates?
 
1988 dodge shadow es
$120 a month liability
progressive
age 20 minor accident that was my fault nearly 3years ago

I have my motorcycle through them and pay $54 a month full coverage with a $100 deductable though


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