Originally Posted by Dr.Boost

Why the ---- would you refinance a loan that's already at less than 5%?? For a used vehicle, that's about as good as it gets.

Credit is weird when it comes to available credit on credit cards. They like to see a low balance(less than 50% of the available credit), but they worry about a high limit card because that means you could go crazy and spend a ---- load of money overnight and sink into major debt. It's hard to say what will look the best as far as credit cards go. A high limit with a low balance means you have the ability to stop yourself from spending your total available credit, but you have the ability to sink into major debt in a hurry while I low limit means you don't have the experience of a high limit to know what you would do with it, BUT you also don't have the means to put yourself into major debt. It can work for you or against you.

Originally Posted by Dr.Boost

They dropped it 2%.

Originally Posted by cbirchmore

We can even do better than the 13%. Hit up this dude- Matt Cagle- Financial Specialist, Wachovia Bank N.A. 704-590-8251. Tell him birchmore sent u!