So how is your credit?

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01-13-2004, 08:48 PM

Dr.Boost

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So how is your credit?

I have one more payment on my car and I'm done. I made it 4 solid years without missing a payment or even being late. The last time I checked I had a 648 FICA score. I'm not sure what I'm going to buy, or if I'm going to buy something, but I'm sure I'll get a better APR than the 23% I had on this loan!

I have like 7 revolving accounts(credit cards) and one installment account(car loan). I know having that many revolving accounts isn't the best thing to do, but I like credit.

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01-13-2004, 08:52 PM

MakAttack

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Re:So how is your credit?

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I don't have any credit...I don't even own a freaking credit card.

01-13-2004, 08:52 PM

Xplocivic

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Re:So how is your credit?

mine sucks ***...I can gnerally blame it on being in the military at one point. My credit is so bad my son can't even get extra credit on his homework.

01-13-2004, 09:11 PM

Dr.Boost

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Re:So how is your credit?

Quote:

Originally Posted by MakAttack

0

I don't have any credit...I don't even own a freaking credit card.

Go get a credit card and start paying for your gas with it and pay it off at the end of the month. In todays society you NEED credit.

This is the reason I'm asking:http://www.lexus.com/lexusConfigApp/lexsummary.do

Eat your heart out D16z64life :P

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01-13-2004, 09:37 PM

aracer69

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Re:So how is your credit?

doctor boost--> you have okay credit-enough to get you done---you need over 700 to be gold--i work with finance

01-13-2004, 09:41 PM

Dr.Boost

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Re:So how is your credit?

Give me time. I'm only 22.

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01-13-2004, 09:47 PM

nigel

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Re:So how is your credit?

when I went to go get my laon for ny new car the lady said I have great credit, but things have been tight lately and I was late on my december car payment, but I did pay 2000 dollars of it off at one time. so I dont know. it should still be good.

01-13-2004, 09:51 PM

Mark

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Re:So how is your credit?

Congrats Doc, must be nice only having one payment left! I have about four years to go but I hope to get it knocked down to two with some extra payments. But overall I have no credit problems but I'm also still working on paying off a line of credit.

01-13-2004, 09:55 PM

MakAttack

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Re:So how is your credit?

Quote:

Originally Posted by Dr.Boost

I've been wanting to do this for quite some time. I'm not ready to get involved with 19.8%APR though. If there WAS a reason I couldn't pay something off, or whatever, I don't feel like getting raped.