General Discussion Off-Topic Discussion and Enlightenment

Insurance quote... surprised (cheap!)

Thread Tools
 
Search this Thread
 
Old 08-31-2007, 09:24 PM
  #1  
0.0 BAR
Thread Starter
 
McBoost's Avatar
 
Join Date: Feb 2006
Posts: 0
Default Insurance quote... surprised (cheap!)

I just got a quote through State Farm for $72/mo on my '95 325i (worth about $6k), no collision coverage, but everything else... and a $0 Comprehensive Deductible... that's what suprised me. They also are going to insure my bike ('97 CBR 600) for $20 a month ($50 deductible)... about half what I pay through progressive.

I was paying $85/mo. through Geico with a $500 comp. deductible, who quoted me $1200 a year for my bike. I told Geico to go F themselves with a rusty hammer.

However, I went in and talked to my local agent... the online quote was more expensive (not sure why??)... maybe they hooked me up with some random discounts.

Either way... state farm FTW. (22 yrs old, clean record)

What about you guys? Is this actually a good quote in comparison to your insurance?
McBoost is offline  
Old 09-01-2007, 01:53 PM
  #2  
3.0 BAR
 
N1ghtM0nkey's Avatar
 
Join Date: Aug 2004
Posts: 2,028
Default Re: Insurance quote... surprised (cheap!)

That's actually a lot cheaper than my quote through state farm but that's prolly cause I have one speeding ticket that I got court supervision for and was in one accident (not my fault) and I'm still driving the car.

I pay about $86 a month for liability on my CRX, been with state farm for years and when I was in an accident with another state farm policy holder things went real fast and real smooth except for when they tried to give me a dicking on my settlement, but all insurance companies do that. They were fast though, when I told them I needed money for a rental car it was in my mail box about 2-3 days later.
N1ghtM0nkey is offline  
Old 09-01-2007, 02:25 PM
  #3  
1.0 BAR
 
iLLstate's Avatar
 
Join Date: Jan 2006
Posts: 367
Default Re: Insurance quote... surprised (cheap!)

For full coverage on the srt-4 and liability on my 89 prelude, i pay 210 a month. Im 20 with a clean record
iLLstate is offline  
Old 09-01-2007, 03:33 PM
  #4  
0.0 BAR
 
jinxy's Avatar
 
Join Date: Feb 2005
Posts: 0
Default Re: Insurance quote... surprised (cheap!)

i wish i had a clean record.
jinxy is offline  
Old 09-01-2007, 03:46 PM
  #5  
3.0 BAR
 
Jorsher's Avatar
 
Join Date: May 2006
Posts: 5,322
Default Re: Insurance quote... surprised (cheap!)

yeah I wish I didn't have 22+ tickets (have lost count) and 4 license suspensions this year.

Last time I got insurance from geico, I didn't list all my citations so the quote came out cheap and I bought it online. A month or two later they sent a letter saying they were going to raise the premium after finding more stuff on my record, but they never raised the cost.
Jorsher is offline  
Old 09-01-2007, 04:24 PM
  #6  
0.0 BAR
Thread Starter
 
McBoost's Avatar
 
Join Date: Feb 2006
Posts: 0
Default Re: Insurance quote... surprised (cheap!)

Originally Posted by Jorsher
yeah I wish I didn't have 22+ tickets (have lost count) and 4 license suspensions this year.

Last time I got insurance from geico, I didn't list all my citations so the quote came out cheap and I bought it online. A month or two later they sent a letter saying they were going to raise the premium after finding more stuff on my record, but they never raised the cost.


OMFG. Slow down! They might have meant they were raising the premium when the policy renewed... or you might be really lucky
McBoost is offline  
Old 09-01-2007, 04:59 PM
  #7  
3.0 BAR
 
Jorsher's Avatar
 
Join Date: May 2006
Posts: 5,322
Default Re: Insurance quote... surprised (cheap!)

Originally Posted by Kenny Rogers


OMFG. Slow down! They might have meant they were raising the premium when the policy renewed... or you might be really lucky
I haven't had a speeding ticket in probably 6 months. Now they just like screwing me for other ----, tag, insurance, seatbelt, license, etc.
Jorsher is offline  
Old 09-01-2007, 07:30 PM
  #8  
0.5 BAR
 
civicgirl98's Avatar
 
Join Date: Jul 2007
Posts: 120
Default Re: Insurance quote... surprised (cheap!)

I pay $172 a month for full coverage on my 98 civic and the 89 crx with a $250 deductable from progressive. State farm is cheeper but if you miss or are late on a couple of payments they cancel your policy and you can't get insurance through them again. Or at least that's what they did to both me and marcus
civicgirl98 is offline  
Old 09-02-2007, 10:19 AM
  #9  
0.0 BAR
 
IndianRide's Avatar
 
Join Date: Nov 2004
Posts: 0
Default Re: Insurance quote... surprised (cheap!)

I pay $54 a month full coverage on my bike 99 suzuki vs800 and $120 a month liability on my csx, I'm 20yrs old and have an accident on my record will be off in feburary though I can't wait. I also go through progressive
IndianRide is offline  
Old 09-02-2007, 10:58 AM
  #10  
0.5 BAR
 
dippincrx's Avatar
 
Join Date: May 2003
Posts: 121
Default Re: Insurance quote... surprised (cheap!)

i pay 1080 for 6 month insuracne thru esurance. thats w/ me and the wifey on the policy full coverage on a 06 grand caravan (family car) and a 95 civic hatch. 500 deductable. my boy pays i think 160 a month on his 89 crx minimal coverage. i forget who he is insured w/ tho. we both in fl hillsboro county. where you live makes a diff on your insurance as well as your credit score
dippincrx is offline  


Quick Reply: Insurance quote... surprised (cheap!)



All times are GMT -5. The time now is 12:16 PM.