quickcrx702

cops check vin numbers... dont be dumb and go to jail over some stupid ----. even if you pull the vin from the dash, there is still the one on the door(sticker) and in the engine bay(which is stamped into the metal).

willahlborn

Okay here's whats up.

I am in the business so this is no bull ----. The DMV is filled with morons. So is the courthouse. Not to mention cops. So, even if you get a ticket it doesn't guarantee that it will end up on your record. Go ahead, go to the DMV and get a free copy of your driving record. Your tickets may not have been input the way they should have. My driving record is a prime example.

However, if your tickets did land on your record, theres a good chance that your insurance company just didn't bother to re-check your driving record after you got on the insurance policy. Most companies re-run your record ever renewal (6 mos or 1 year) but it's possible some are too trusting, or just don't bother. If you swap vehicles on your policy, and they haven't checked your record in a while, they aren't going to just because you have a new car.

Plus, if you only have liability insurance, 90% of the time it won't matter if you drive a Pinto or a Supra, the rate will be the same.

Driving an uninsured car is bad news man. Insurance companies always look for whether or not they can get out of a claim. If you hit someone and they are horribly mangled, you don't want to be stuck with $50k... $100k of medical bills that your insurance company didn't want to pay. It will ruin your life financially.

Oh yeah, and to the guy who was talking about changing the VIN plate on your dashboard... I am a licenced VIN inspector. So is every police officer out there. (no I am not a cop ) The guy who said there are 32 vins on a honda was pretty close, but there are vins where you would not even expect them. Hidden. plus it is pretty easy to spot an altered vin.

So just be smart guys, don't draw attention to yourselves, and INSURE AND REGISTER YOUR CARS. drive how you want, but please at least do these two things. In New Mexico over 30% of the cars on the road are uninsured (poor state)

Dr.Boost

So true....so true. If you have ever been arrested twice for the same warrant you will agree. I can't count how many times they have fucked something up which resulted in me getting fucked.


What if insuarnce is $350+ a month?

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willahlborn

make more money.

well, actually, it depends I guess. depending on your age (and state) I can't see how your insurance could possibly be $350 per month. I mean, if your driving record were that bad, you'd be in jail. Or maybe you need to find a new agent who wont' rip you off.

full coverage is another story but usually, liability is all that required (plus pip and uninsured motorist coverage in some states)

Dr.Boost

lol, I can afford it, but ---- that. $350 a month for something that I may never use and if I ever did have to use it, I would have to fight like hell to get the botch *** insurance companies to give me what is mine. You give them money all year long and if it ever comes time to get some back they bitch and moan about it and try to find ways of ------- you over so they don't have to give you what you are entitled to. ---- that. Insurance companies are professional con artists and the shitty part is it's legal, which leads me to believe the government is invloved.
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R-MAK

they'll just check the VIN # then your fucked.

88crxSi

lmao, you guys are worried about paying 200/mo. LMAO you have it EASY. Come up to Canada. My younger brother has 1 ticket on his record, is 20, drives a 02 focus zx3. One time in his old car (nx1600) he couldnt see a curb, ran over it and cracked the trans. Call the INS company incase the car was a write off. Turns out , 800 installed for the trans so he didnt make a claim. They still hold that against his record as an at fault accident. now thats BS.

88b16civic

Do what your gonna do. I hate when people ask advice and when its not what they want to hear they ask someone else like they need some insurence to make a bad decision so they can point blame when the ---- hits thfan. You know the risks and the costs. I personally wouldn't even think about ------- up my life (insurence fraud is a felony and have to report it on every job application). But do what you want and dont hit me on the road.

willahlborn

that's pretty normal; they do that in the states too. they use accidents as a way of determining how large a risk you are to insure. Nevermind whether or not they had to pay for it; if you have an accident, they're going to charge you more.