Tard Girl backed into me-- insurance claim shit?
 

So I pull into the campus parking lot to grab some food with my roommate before my meeting, and she starts screaming something i can't make out and I look just in time to see a maroon ford contour of death backing straight into me. I tryed to swerve a little out of the way and hit the horn but i couldn't find it fast enough. Haha I even yelled stop out of instinct. She smashed in my driver side front fender pretty good and the fender took a bunch of paint off the front edge of the door. She gets out of the car, prissy little bitch, " I'm sorry I didn't see you" :S and I laughed and said no ----. Its a damn good thing she didn't give me a hard time, it had already been a long day. I already filed the claim with my company and hers, and her company (erie insurance) is having an appraiser call me thurs or friday to schedule him to see the car.

Question is should I get it appraised somewhere else first so I have something to show the guy if he tries to screw me? If possible I'd of course like to make out on this deal and maybe get a little extra money to get some other ---- fixed on the body of my car. Will I be able to get extra cash out of it because I have aftermarket fenders that are more expensive and you can only buy in pairs? I dunno, I'm new to this shite. I have the tardgirl's phonenumber if anyone wants to call >:D .

Re: Tard Girl backed into me-- insurance claim shit?
 

post pics of tardgirl. Id get a few estimates and see whats up. How was the body on the car? pretty shot?

Re: Tard Girl backed into me-- insurance claim shit?
 

if you ask for to much....sometimes they give you less. especially if you have faggy aftermarket fenders. its not the insurance companys fault that your.....well a fag :l

Re: Tard Girl backed into me-- insurance claim shit?
 

erie insurance are ---- bags i've delt with them before when some fat bitch tboned then stare at teh cop and said i just spaced out....NO ------- ----..good luck with that

Re: Tard Girl backed into me-- insurance claim shit?
 

oem ---- costs twice what any bullshit aftermarket fenders cost. You want oem. You have the right to have your car fixed wherever you want. Get to a shop and tell them you'll be giving them $100 for fronting as the shop that's fixing your car. When the check comes in cut them the $100 and go to the junkyard to buy your stuff and have it painted. You should be at a 50% profit margin after everything is said and done I'd think.

Re: Tard Girl backed into me-- insurance claim shit?
 

Get your own estiment at one or two local body shops and have them there when her insurance agent come to try and lowball you. I had a lady run into my car when it was parked and her agent came out to my house to see my crx and wrote me out a check for $350 less than any shop would fix my car. After getting a couple quotes to back this up I called his ass out and had him call the shops himself and he ended up sending me out a second check for $350. They never said I had to use those body shops, its just I was entitled to the full amount it would cost a proffesionall to put my car back to before the accident. If her agent trys to lowball you and say it wouldnt cost that much ask him if he is going to personally fix it for the amount he's lowballing you. O0

Re: Tard Girl backed into me-- insurance claim shit?
 

basically what they all said. go whever you want, they have to pay it. just find a quality shop

Re: Tard Girl backed into me-- insurance claim shit?
 

they might even total your car depends on whats its worth in there book but if you think you might take a check for a totel and let them have your car you better take of anything you want before he comes cuase they wont let you after in most cases. you never know what ---- they will pull be prepared.

Re: Tard Girl backed into me-- insurance claim shit?
 

There going to give you a small ass check and tell you to go to abody shop, There estament is based on whats in there computer and they wont bargin. But if it cost more then what they give you they will pay the rest, but the body shop has to bill them. They do this to keep people from fixing it themself and pocketing money. And yes it sucks balls, but you can stick it to them, take the car to a really nice place and if the paint doesn't match(it happens) you can force them to repaint the whole car costing them big bucks.

Re: Tard Girl backed into me-- insurance claim shit?
 

for me it was just the opposite...i went out and got two estimates and when the other persons adjuster came around, he checked out the estimates and gave me what i asked for

Re: Tard Girl backed into me-- insurance claim shit?
 

Thanks for the advice guys. I stopped at one shop today and he just looked at it real quick-- he said instead of getting an estimate just to take what the guy offers and later he could bill them if it wasn't enough. He said it was probably around $1200 or so in damage. Its really just the driver side fender and some paint off the door. And yes I'll be getting stock replacements from a junkyard, I only had aftermakret ones because they were on the car when I got it, and I never really liked them anyway. They are z3 ones with removable inserts, and someone already stole the passenger side insert to ---- with me, so it looks pretty retarded anyway 8) I have a shop at home I go to for most things and if they cut me a $1200 check I'm pretty sure I can make out with at least an extra $500 if I go to them

Re: Tard Girl backed into me-- insurance claim shit?
 

same ---- happened to me, i took the insurance company's check for 850 and bought just about my whole turbo kit, i thought they were just gonna total it.
the insurance guy was cool, he was tellin me he use to have a civic like an 84 or somethin and he swapped out the prelude motor for it wayy back in the day before civics were even doin engine swaps. he put on the estimate that i needed all new molding and front corners and a couple extra other things, worked out good for me i'd say

i'd see what the insurance company says and then fix it yourself like you said you plan on doing.

Re: Tard Girl backed into me-- insurance claim shit?
 

like everyone else said, meet up ur appraiser at the most expensive body shop in ur area and as for an est. then keep the check.

BTW i think that girl who hits u did it on purpose, she aim right at the z3 vents and floor it just ot piss u off.

Re: Tard Girl backed into me-- insurance claim shit?
 

Hahaha she prob did, and thats why we want to take my roommate's truck out and use his trailer hitch for what it was really put on there for ;)