TorganFM

You know who will be the best off? The ones that choose to live the most modest of lives. As few possessions and as little a paper trail as possible is the way to go. Make just enough "money" to "purchase" essentials (low income, low responsibility jobs are pretty secure) and try to be self reliant.. Yeah I probably sound like a ------- hobo or post traumatic war vet nutbag or something, but there's some truth to it.

Some people won't be affected too much, even in this country.

BigBird

There is a ton of truth to that. Today's society has become one of credit living. It is rare for people to purchase things cash or even have the money to pay off their credit cards never mind have the minimal 3 month living expenses saved. This whole crash is largely due to people over-extending themselves and taking on mortgages they can't afford for excessive periods of time.

catch.can

i probably wont. =/
im just a low payed military guy, don't own a house, have 1 vehicle payment. no credit card debt, no nothing.

TorganFM

Me, I have no credit cards (yet). I will get one soon just to have and start to slowly build credit. I have 2 cars that are paid for in cash, one's permanently off the road as a project the other is a beat up 94 civic with no ac or ps, and I'm fine with it. I'll always be fine with that car. It's just a car, it gets me where I need to go and the only problem I've had was a water pump going out winter before last. Other than that it's been bulletproof. I actually plan on renting for a long while. Renting + renter's insurance is the way to go right now. The only debt I'm accumulating is a slight amount (< $10k) of student loans, and at the end of this school year I'll have a bachelor's in physics, so I know I can do something when I get out.

cliffs: No credit besides utility payments on time and I've never overdrafted my bank account (I don't even know if that counts towards credit). I'm not worried. If the economy goes down the ******* a whole lot more, a ton of people will kill themselves thus improving my quality of life. I can live in a shack in the woods and I'd be fine. America has gotten too superficial. Credit is superficial.

con

I need a 12 inch lift for my superduty, I hope full traction doesn't go **** up :1

BigD

Glad I work in a field that they won't have cutbacks. ------ can't live without their meds

TorganFM

I'd rock it. .40 for stopping power, Glock reliability, 3 hi-caps, and a rail. Decent price.

the 13th round

wrong thread.^^

CspecRun

+1...If more ppl would adopt that mindset, there would be less ppl losing their asses. My car is the only real debt I have as of now. I just got burnt out on the rat race that everybody gets caught up in when it comes to having alot of material posessions. I'm just as happy without all that ---- as I was with it. Stress is a ----------er, and I'll be damned If I'm gonna worry myself to death walking around worryin' about how I'm gonna pay for a bunch of ---- I don't need to begin with. ALOT of ppl have the terms WANTS and NEEDS mixed up...

TorganFM

Wtf happened there.. was I not paying attention to which one I was replying to or did doug ninja edit me?