Loan Help!
 

Hey I searched for loans and I see many of you have experience. What I didn't find was who do you guys loan from.

Im trying to get a 3, 4, or maybe 5g loan and this will be my first loan. What are some reputable loan banks? Where are the good deals at? I dont know squat about loans because this will be my first. Can you help me please?

Re: Loan Help!
 

your best bet is a credit union, depending on what the loan is for.

someone in your family must be a member of a credit union. that instantly makes you eligible to join them, start a savings...and then apply for a loan.

Re: Loan Help!
 

wachovia mang.

Re: Loan Help!
 

This loan is for a car and some parts for auto x. Thanx for the help too.

Re: Loan Help!
 

Credit Union is young person friendly, and the bankers are quite flexable too.

Re: Loan Help!
 

ur local loan shark ;D

Re: Loan Help!
 

you better have serious collateral or a home.. no one wants to loan you that amount of money unless its a small mortgage against property. or you have perfect credit.. lots of people do hard money loans.. which is like when you find some company or person who has awesome credit he gets the loan then flips it to you for a much higher percentage.

Re: Loan Help!
 

I started my first auto loan at about $5500 with a credit union, no collateral, and have a 12.25% interest rate

everyone else wanted to give me like 24%

Re: Loan Help!
 

Yeah thats about the ass ------- I was expecting.. thats what they call a "hard money" loan.. with a home or some form of solid equity you can get it at 5-6% easy.. any how.. it doesnt sound like he wants a just auto loan.. like you cant just get 5k on a car that worth 2k and spend the rest on mods.. they pre-approve you for max-val.. or approve the purchase price and give you that amount.. they dont just say.. heres some money buy some ----.. and pay me monthly.. they want to be able to confiscate the worth of the loan back.

Re: Loan Help!
 

just get a buncha credit cards and do it that way. Purchase the products you want with the credit card. If you need cash to purchase items, see if the creditor will issue you a convenience check (i think thats what it's called) and wirte one to yourself and deposit it. If they won't or don't, sign up for another PayPal account and setup the credit card on there, and send it to your other account. The only sucky thing here is you will have to bite the 3% fee.

What I have done.

Sign up for a credit card, and have them send me some checks. Wrote myself a 2k check and deposited it.

PayPal, I have 2 accounts. I paid myself some money. I did not use quashi cash, that is because some creditors will look at that as a cash advance and charge you accordingly.

I also got a small loan from a company that works with people with no/bad credit, so it was easy for me. The company is called Beneficial, I know they have a website, you could look it up. I think the loan I got from them was like 1.5k or something. Their max loan is only like 2.5k i think.

So yeah, if you don't get a straight out loan for the amount you want, you can do these methods. Remember Me= no real job, no fixed income and no paycheck stun or anything to show people pay me. ;)

Re: Loan Help!
 

Murdoc how the ---- did you come up with something like that. It sounds illegal. Anyway I have no credit either, so I dont think wachovia or anyone will loan to me. Is this true?

Re: Loan Help!
 

going in debt for car parts probebly isint to good of an idea..

Re: Loan Help!
 

credit union DEF if they will loan to you

do not get a loan through some ------- bitch ass credit company or any major bank. they'll ---- your ass with 30% intrest and ---- you hard if you are late on a payment

Re: Loan Help!
 

yeah back in the day my buddy went to one of those "we loan to any one" car financing places.. he got like 17% car loan and he missed his first payment and the repo'd his car.. funny stuff.

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so, its a bad idea to get a loan from bank of america, or washington mutual, or some big ass chain like that?

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lmao that must have sucked major ass.

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your mac dre avatar was better, i didnt know people in atlanta listened to mac dre.

Re: Loan Help!
 

cept he was kissing a guy in that avatar.

Re: Loan Help!
 

he didn't really kiss him. It just looked funny as hell.

Im really not from Atlanta thats why. Im from NW bitches.

Re: Loan Help!
 

My mom who is living in Seattle right now just close a deal on the house she sold and said next week I can get the 3g loan from her.

Thanx you guys for answering my loan question

avatar back to MD

Re: Loan Help!
 

he wasnt kissing anyone, he was going stupid. and doin the thizzle dance. mac dre is one crazy ass rapper, all those shrooms acid and e made he a weird crazy tight ass rapper. too bad they killed him. atleast we still have keak da sneak

Re: Loan Help!
 

If you're a member of AAA you can get a loan through them. I just applied for one about 2 hours ago. Their best rate is 4.99% on a used car if you have really good credit, which I do. If you don't belong to AAA, I highly recommend joining. I've used about $300 worth of towing already for my $30/yr membership fee. Plus all the discounts add up pretty quick too. Definatly worth it.