I signed up with ING and get 4.5% interest rate, with no min balance and no fee's. Pretty good deal and I got $25 for signing up by getting a referal. Don't know if too many of you guys know about it. Oh if you look into and like it, I can send you a referal for the free $25.

 

Is that checking or savings? Yeah a few online places have checking with interest and no fees. One (i forget the name, I read it in a magazine) has free atm at any atm. If the bank that owns the atm bills you your bank refunds it. The only catch to that one was $2000 minimum starting balance, but none after that.

 

I believe that you can do both, some people I know have a debit card.

 

www.hsbcdirect.com

Best rates, no minimums... skeet!!

 

i have had my ing accouynt for 4 years now. for a long time it had like .24 in it, they dident close it. i never got charged a fee for anything i give it a thumbs up

 

I used to have ING direct, but HSBC was consistently paynig more... exact same type of service.

 

My wife works at ING so we have an account by default.

 

USAA federal savings bank www.usaa.com is the worlds greatest online bank account ever. best insurance also. but you have to be military sign up...its better and more secure than all the other banks in the US