sakpase

I'm surprised you don't have to maintain SR-22 coverage because of your predicament.

Cray91

I think they are $5 here in MN.

I got mine from an aquantance that is an insurance agent, he just e-mailed it to me.

Reddy

So your saying you never go to a bar to drink? When you say you have too much to loose is it becuase of fear that you will crash and kill someone because you had 3 beers with dinner, or the fear of simply gettting pulled over and not passing a breathalizer?


The current DUI laws are complete bullshit and are just a way of pressing for prohibition: http://www.duigulag.com/

jinxy

but the car on a credit card or with a personal loan

solorex

i'd have to agree

jinxy

because auto loans are so much diffrent I bought my car on a credit card. Low as hell interest rate, no full coverage. its nice.

SkunT

If I go anywhere where I know im going to drink more than 2 beers, I take a taxi. -or I have a DD. I go to my fair share of bars, I go out and drink, I can hold down my fair share...but yea, its simply not worth getting busted over. If you get in an accident, your fault or not, and you have alchol on your breath its going to be pretty hard to point the finger at someone else. Its just the way it is.

Laws are to strict or bullshit...theres alot in life thats bullshit. For you to say its bullshit IMO is bullshit. 3 beers to you or I might not be anything. 3 beers by the law means something. Its just the way it is.


If you have any credit at all...there are lots of low interest rate credit cards out there in which this would be a prime oppertunity to take advantage of. Hell, even if the IR is little higher than the car loan, it might still be worth the savings because your dumbass wont have to pay full coverage.

jinxy

exactly. I save like 400 a month from buying my car on a credit card. And my interest rate is lower than a normal auto loan. I think i have a 15 dollar finance charge per month on 3000 dollars with a minimum 98 dollar payment.

AgentMurdoc

i second that. My car was put on a credit card. Main benefit MUCH MORE bargining space when they get ALL the money up front. I literally saved thousands more than financing since I paid on spot. Dealers I dealt with much rather deal with someone with the money than go through the hassle of financing them.

Plus you could use another credit card where you have a special apr offer on balance transfers and literally buy the car with minimum to no interest if done correctly.