Car declared Total Loss
 

I went to the shop today and they inspected my car.
Tomorrow there will be an official inspection of the car, but it is already declared Total loss....well it can be repaired, but it is economically total loss. The repairs cost more then the car is worth they say. So I'll get the money the car is worth. At least I know I'll get more then what I paid for plus I can stay with the car...so i'll just sell it to someone who can fix it cheap and buy me a new EG...I found one, but I hope it's still for sale when I get my money.

Re:Car declared Total Loss
 

Generally you have the first right of salvage. So this means possibly you could buy it back at about 20% of the salvage. It is also possible that you could negotiate with them not to brand the car. This is what I did with my STi. I got the wreck back unbranded so I can put it back together and back on the road without a structural safety.

Course your local laws may differ...

-Michael

Re:Car declared Total Loss
 

Didn't you just buy it?? That sucks man.

Stan

Re:Car declared Total Loss
 

yes I just bought it in november well at the end of november.
It isn't structurally totalled. It's just declared total loss because it's more expensive to fix it then the car's value. And I don't have to pay to get it back etc...It's already mine, I just get my money and my car.

Re:Car declared Total Loss
 

Ahh man that really sucks about your car. Your car was just like mine same color and eveything except your car had a fat ass. At least your getting your money out of the car.

Re:Car declared Total Loss
 

sell it to some1 as a fixable car and buy a eg vti ;)

Re:Car declared Total Loss
 

When my mom wrecked her hatch the insurance company said the same thing it was declared total loss. They paid her for what the car was worth and THEY kept the car. If she wanted it back she could have bought it back which we all told her to do but didnt and no she regrets it lol. Anyway thats the way it happened to us. Granted it might be different where your at but i dont see them giving a bunch of money and letting you keep the car. Usally the insurance company parts out the car to make some of there money back. But good luck and hope everything works out for ya.

ShoPow

Re:Car declared Total Loss
 

Thanks for the kind words Patrck :'( she did have a fat ass.(my gf is getting jealous :P )
Here it's different ShowPow anyway I'm getting the money from the insurance of the person that was responsable, not mine.
And If they would keep my car they would get it all stripped with a few DPFI parts thrown in.
I'm not going to give them my rims with MPFI swap and Momo steering wheel and my sub and amp...no way

Re:Car declared Total Loss
 

This is true. The way they usually do it is that they pay you for the settlement less the owner retained salvage. Not 100% sure if it works the same in the US but here in Canada it would most likely be branded. That means it could not be re-registerred until the brand is lifted. To have a brand lifted you need to have a structural safety inspection where you submit a detailed analysis of the dammage with photos of how it was repaired. Then it gets titled as salvage - rebuilt. I know someone who did this and failed the structural because he didn't re-do the spot welds in exactly the same place! Just make sure you know what you're getting into here...

-Michael

Re:Car declared Total Loss
 

so much for your new love :-\

Re:Car declared Total Loss
 

damm sem thats fucked.thats what iritates me about dumb ------- drivers.your minding your buisness at a stop light or whatever and all of the suden your car is totalled >:(.----!!
good luck on finding a new one ;D.

Re:Car declared Total Loss
 

how new was your car? how many miles did it have on it?

Re:Car declared Total Loss
 

it was an eg hatch but he just bought it so to him its new

Re:Car declared Total Loss
 

my friend got his 1g eclipse (not turbo) totaled by some dumbass who rearended him with a ford taurus. he said you couldn't even tell the taurus was wrecked and his car was totally fucked.

Re:Car declared Total Loss
 

hope you have better luck than me, i got some dumb bitch pull out on me and wipe my front end out i only had a full respray two months previous to that and am still waiting for my payout the accident was 15 months ago, prolly should have got an injury claim in there to help get it fixed while i was waitin for her insurance to pay up

Re:Car declared Total Loss
 

15 months? I would be calling them every day and stopping by to see where my money was.

Re:Car declared Total Loss
 

I'm selling the car though. I'm not going to repair it and it doesn't have any structural damage...the body is damaged and the door behind and the bumpers...that's it.
The car isn't structurally totaled. They have other rules here as if the repair costs more then the car then they declare it economically totaled and you keep the car get the cash...so you can maybe find another place to reapir it cheaper or get a new car and tos that one away or sell it.

Re:Car declared Total Loss
 

I'm like bugging my insurance company to pick up the pace already lol....I got some injury claim and I have like an extra insurance...some rights insurance blah blah...they have lawers working on my case for me etc...that's why I pay the extra bucks ;)
Good thing i got that insurance, cause if i didn't I would have to wait a long time and they wouldn't help me right away....Money talks

Re:Car declared Total Loss
 

Yeah thats how i started but it gets me no where, i ring up sit on the phone for like 20 mins to speak to some dumb ---- who doesnt give a ---- who doesnt even know where he is then i get stressed and end up worse off for ringing them. . . . .

oh well at least there is interest going on top of my claim as i have paid for the repairs myself, but like semnos if the insurance company had not fucked about my car would have been written off :'(