Bank gave me $2500 UPDATE
03-21-2007, 08:38 AM
#21
3.0 BAR
Join Date: Feb 2004
Posts: 7,785
Re: Bank gave me $2500
LIke two years ago I went to the atm machine at my bank and the damn thing was left unlocked. It was broad daylight and right where all the bank tellers could see me. Now that ---- was depressing. They'll find out....hell I think they do it on purpose just to ---- around with you to see what you'll do. Then come back and ---- you in the *** gorilla style.
03-21-2007, 11:31 AM
#22
3.0 BAR
Join Date: May 2004
Posts: 5,042
Re: Bank gave me $2500
I would just go in and ask them to look into it. I would want the error corrected because they will correct it some time. If they are 100% sure that it is all good then have them give you a written statement attesting that the deposit was not an error. Then and only then would I even touch it.
03-21-2007, 12:37 PM
#23
1.0 BAR
Join Date: May 2005
Posts: 539
Re: Bank gave me $2500
it happened to a friend of mine last year, when she checked her account with her atm she saw she had an extra $1700, she withdrew every thing an closed the account, an she lived happily ever after, technically they cant do you ---- if you no longer got an account with them
03-21-2007, 04:21 PM
#25
3.0 BAR
Join Date: Mar 2003
Posts: 21,479
Re: Bank gave me $2500
Originally Posted by evo_lucian
technically they cant do you ---- if you no longer got an account with them
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03-21-2007, 04:26 PM
#26
3.0 BAR
Thread Starter
Join Date: May 2006
Posts: 5,322
Re: Bank gave me $2500
Originally Posted by Dr.Boost
I believe there is a sytem to where if/when you try to open another bank account they will see this in the records and deny you service. I'm sure when the bank realizes the error(and they will)they will turn the account into a negative/deliqu/past due balance and try to collect. I wouldn't risk it.
03-21-2007, 05:19 PM
#27
0.0 BAR
Join Date: Feb 2006
Posts: 0
Re: Bank gave me $2500
I used to work at a bank... once they figure out the mistake (it will happen sooner or later), they will:
a) Go after you using their loss prevention department (collections)
b) Get it legally by using a legal hold with your new bank.
Either way, it's best not to spend it.
a) Go after you using their loss prevention department (collections)
b) Get it legally by using a legal hold with your new bank.
Either way, it's best not to spend it.
03-21-2007, 08:27 PM
#28
3.0 BAR
Join Date: May 2005
Posts: 1,811
Re: Bank gave me $2500
Originally Posted by Jorsher
Ok, so I rollz up in da bank today with a wad of cash from some tv sales yesterday. I gave them $1600 to deposit. I asked for my balance thinking it would only be about $1650 at the most, since most of my money is tied up in paypal and "products." Instead, the statement said $4097. WTF? Stupidly, I told the teller that it didn't look right. She told me I deposited $2500 on the 15th (which I didn't). Then I says to her, "oooh yeahhh ok, well that sounds right, I'm going back to work." The guy next to her asked her to print out the screen for him, so I figured they were gonna figure out what was going on.
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back?
Picking up the CRX tomorrow
Well, I just checked it again (about 8 hours after I found out) and the money is still there. Everyone has told me that the bank will eventually catch it and want it's money back. I was considering withdrawing it all tomorrow (I don't like the bank) and possibly closing the account. If I do this, could they do anything legally? Or just send me annoying letters asking for the money back? Anyone ever got a bonus from the bank that they didn't take back?
Picking up the CRX tomorrow
Don't spend it... It's actually illegal in the US. Just like if you were to deposite a fake check.
03-21-2007, 08:31 PM
#29
3.0 BAR
Join Date: May 2005
Posts: 1,811
Re: Bank gave me $2500
And banks are fucktards. Credit Unions kick the living **** out of banks.
Especially when it comes time to getting any kind of big low interst loans... They'll give you alot of lee-way. Not so with a bank.
Especially when it comes time to getting any kind of big low interst loans... They'll give you alot of lee-way. Not so with a bank.
