anyone work at a bank
 

well i have bank of america. and i went about 7 dollars below my actual limit well i was tip off anyomosly by the attended that i was going to get an nsf by the end of the night. so in order to avoid the whole thing i decied to close it off to avoid nsf it all togeather. a few weeks before this incident i got two nsf ($70) my fault for letting my girl over use my card. i was still pissed about it though. so that was the reason why i closed it down.

well i went to BOA today to cash my checks and i was talking about it to the teller. turnes out it says it's a closed account with a negitive balanece. so regardless they charged the closed account.

im just wondering will this go to my credit if it goes unpaid?

Re: anyone work at a bank
 

Yes they will.

I've been sent to collections over $.32

BTW I need someone that works at a bank too, for a "job" O0

Re: anyone work at a bank
 

rofl

Re: anyone work at a bank
 

just pay the money cheap ass, it will stack up if you don't.

Re: anyone work at a bank
 

---- banks. :7
__________________
Best Car Insurance | Auto Protection Today | FREE Trade-In Quote

Re: anyone work at a bank
 

humm. cheap yes. an ass sometimes.

Re: anyone work at a bank
 

my wife works at a bank. We never get charged for stupid crap like that. Or if we do, they give it back. Its pretty cool.

B of A are nazis. they will charge you for everything. I used the bathroom there once, and they charged me 25 cents!

nah, but that wouldnt suprise me though.

Re: anyone work at a bank
 

my free checking account w/ bofa costs me around 6 bucks a month for maybe 20 transactions why Im still with them is beyond me guess Im just lazy

Re: anyone work at a bank
 

lol, you should ask, sometimes its a mistake and since youre not saying anything theyll keep taking your money, if you tell them and its a mistake you get refunded. :y

Re: anyone work at a bank
 

kinda like a savings account. haha that would be nice to get that refunded. They would probably charge you for it though

Re: anyone work at a bank
 

haha me too. 6.75 every month. im still with them jst b/c i done feel like changing all of my auto pay ---- to a diff. account. lol

Re: anyone work at a bank
 

your dumb and yes. if she told you that you were going to go negative by the end of the daywhat did you think as going to happen. So maybe if a buy a car with my debit card, and close the account before the end of the day, Its free!

Re: anyone work at a bank
 

yea i just closed my account with those bastards because of the same issue, also because it takes 2 buisness days for my BoA credit card payment to come out of my BoA account, yet my capital one card takes maybe an hour to process the payment from the same account.

---- bank of america, join a credit union.

Re: anyone work at a bank
 

I have my own beef with credit unions. I used to be with Andrews Federal Credit Union, they are a rippoff! I had a loan with them when I bough my civic for $12,500 with a 9% interest rate it was my first loan also start of my barrowing record.
I had an allotment going there for $500 a month, and car payments were $250 a month. never been late on a payment. because the army send it there every pay check.
these fuckers charge the ---- out of my savings monthly. after I paid off the car while I was in Iraq I stop the allotment to the bank while it had $4500 in it. I made no withdrawal or additional deposits, but they charge my savings account $18 a month for 1 year after I paid the car off. so I close the account and take my balance. joined USAA and I never regret it. I am also with community bank which owned by bank of America. they are good also

Re: anyone work at a bank
 

yea you have to do your homework before joining a credit union, mine doesn't charge me for anything, and i have had zero overdraft charges, no foreign atm charges, bla bla. plus they pay interest on both checking and savings accounts.