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Title Loans, share your experience with me

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Old 02-14-2006, 11:19 PM
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Default Title Loans, share your experience with me

I am looking into funding some debt relief via the collateral of my car.

Basically I am wondering what kind of terms and payments you ended up with? What was the interest like? How long til it was paid off?

I am looking to probably get about $2000, but that $2000 ultimately gets me out of about 10 times as much debt.

Lemme know what you know.
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Old 02-15-2006, 02:32 AM
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Default Re: Title Loans, share your experience with me

i needed some quick money, got a loan through beneficial. No collateral, got like a g something. I think the max they give out is like 24oo. Before you didn't need pay check stubs but now you do. So yeah. I dunno how it'll help you I paid it off within like 7 months and my loan term was 24 months.
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Old 02-15-2006, 06:07 AM
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Default Re: Title Loans, share your experience with me

Title loans are HORRIBLE, they are allowed to charge more interest than banks, so if you take out 2 grand you'll probably pay around 2600 after all is said and done. I wouldn't do it again.
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Old 02-15-2006, 07:24 AM
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Default Re: Title Loans, share your experience with me

Maybe just sell the car, get out of debt and then build another one.
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Old 02-15-2006, 04:49 PM
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Default Re: Title Loans, share your experience with me

they're only about a a thousand percent interest. but if you ghetto then be ghetto
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Old 02-15-2006, 04:56 PM
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Default Re: Title Loans, share your experience with me

sell your anus,
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Old 02-15-2006, 05:02 PM
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Default Re: Title Loans, share your experience with me

I've never done one, but from what I've heard, they are super high interest.

How much money do you need?

Another idea might be to get a credit card (I don't know how good your credit is) and use that to pay the bills.

There was a time in college where I needed to make rent and didn't have any money. I signed up for a credit card and wrote a check against it. Then I just paid it off as fast as I could. The credit card I got was zero % interest for 6 months. So, I paid it off in less than 6 months and borrowed that money for free.

If you look around, you most likely will be able to get a credit card that has 0% interest for a period of time, they always do that to get you to sign up.

You could also go to the bank and take out a personal loan.

I guess it depends on your time frame, how much you need, and how soon you think you will be able to pay it off.

I wish I could help you out but we are a little strapped right now. Are you still trying to sell the hatch?
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Old 02-15-2006, 06:31 PM
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Default Re: Title Loans, share your experience with me

hey ****, the bank of hotrex is open. perhaps we can work a deal, where i get like, sex with your mom or something for like 2k
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Old 02-15-2006, 07:24 PM
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Default Re: Title Loans, share your experience with me

i just wanna know about title loans, thanks.
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