So how is your credit?
01-14-2004, 05:20 PM
#41
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Join Date: Mar 2003
Posts: 21,479
Re:So how is your credit?
Originally Posted by racerex
You need to have a balance on your card for six months for it to affect your credit rating. Although paying it off immidiately is the best thing you can do to avoid interest, if you want to build your credit you should have at least one card where you make a reasonable size purchase, then make the at least the minimum payment for six months, then pay it off.
Dr. Boost: close some of your cards to improve your credit. I assume that since you are about to pay off your car you have plenty of equity that you will use as your down payment on the Lex. The bigger the down payment, the lower your payment and interest rate.
Dr. Boost: close some of your cards to improve your credit. I assume that since you are about to pay off your car you have plenty of equity that you will use as your down payment on the Lex. The bigger the down payment, the lower your payment and interest rate.
I think the Lex is out of my league for now.
It's not very practical for me at this point in my life. I need a 4wd truck. 
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01-14-2004, 07:03 PM
#45
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Re:So how is your credit?
Originally Posted by leed
Ive never had a credit card in my life 
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage.
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage.
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01-14-2004, 07:18 PM
#46
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Join Date: Jun 2003
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Re:So how is your credit?
Originally Posted by Dr.Boost
Originally Posted by leed
Ive never had a credit card in my life
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage.
Im sure my credit is okay, but no real history, Ive never made pymnts on anything, except for my mortgage.
.Then Im selling the Passat for 10K or so and getting 2 quads....this year will be good 
01-14-2004, 09:09 PM
#47
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Join Date: Feb 2003
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Re:So how is your credit?
I have always taken care of my credit ----. Since I work under the table, I technically haven't had a job in three years, and they just sent me another credit card. They send the applications all the fucken time so I think the fico # should be good. It was 666 
when I was 20 (4 years ago)
I'm still convinced that they hold you to a certain number until you start spending big money, then they probably move you up to the 700's.
when I was 20 (4 years ago)I'm still convinced that they hold you to a certain number until you start spending big money, then they probably move you up to the 700's.
01-14-2004, 10:00 PM
#48
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Join Date: Dec 2002
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Re:So how is your credit?
Originally Posted by onyx
Originally Posted by beerbongskickass
My FICO score is 727.
how do you get that score?
01-14-2004, 10:04 PM
#49
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Join Date: Mar 2003
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Re:So how is your credit?
lol, that's not your FICA score. :P
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