stretch-d

Someone once told me that you have to make payments over a period of time before anyone will report you to the credit agencies as having good credit.

sohc-zc-14b-turbo

got a credit card last year i have never misseed a payment im trying as hard as i can to get the best creait right now so i can get a nother credit card thats not a apr of 23. and so i can get approved for a car from any dealer ship that i wont. because every new byer knows its hard *** ---- to get aprovered for a car onless your mom co-signs for you.

Dr.Boost

I should post up what a credit report looks like.....

They don't say "good" or "bad". It says something like this:

Provider: Providian Financial
Type: Revolving
Credit limit: $10,500.00
Highest balance: $9,457.59
Current balance: $168.35
Current status: Current/open
Date opened: 9/18/99

It also has a list of the months and it says if the payment was received on time or late.
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yayopwrcrx

you gettin a lexus doc? the link said the session was over... i think you need over a 760 to qualify for the A+ credit...theres 3 main credit bueros trans union, experian and one other i forget equi something but yea thats all i do at work is run peoples credit and believe me if you keep your credit in check you get the best of everything when it comes down to getting a loan for a house at least im working on a loan for a old guy that has no job but excellent credit and its probably going to go through...weird ---- that some guy could get 100gs cash just cause he owns a house...

Dr.Boost

"thinking" about the Lex. I don't know if that $700 payment sits too well with me. My insurnace is going to be around $400 a month, so it's probably not even a possibility at this point. I just got another speeding ticket the other day, so it's probably going to be more. I thought insurance was supposed to be getting based on your credit nowadays instead of your driving record.
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OnYx

anywhere online i can get a free credit report with my credit rating that isnt going to make me sighn up for years and years for reports for $30000000?

yayopwrcrx

hahahha that would be my dream come true....get the lexus...IS im assuming?? my girl has a red one, 5speed the car is amazing i wanted one but it doesnt look to good when you have the same car as your girlfriend...but yea if you do get that thing expect a lot more tickets

R-MAK

debit card woo woo !

45psi

Joshua Ross: credit doesnt like you when you pay off everything at once. the credit cards make money off of interest. your credit rating wont go up if you just charge and pay off.

scientifik

my credits so good
I woke up thismorning and there was a Lear Jet parked infront of my house!
It even came with a fully stocked mini-bar!


-Icarus