BigD

Well I sold a car head a few months ago. They package got beat up by FedEx, but they denied his claim. So he wanted me to fork over a refund, even though all the parts were still there. A week later I moved, changed banks, got pissed cause PayPal had messed up some things on my accoutn and I closed the account.

Fastforward to today. I get a letter in the mail from NCO Collections saying that PayPal had turned over my account for collections. So I call PayPal and I'm like WTF? Turns out they sent it to my old e-mail address, not the one I updated to. I changed my e-mail address on PayPal, but the girl said it was showing my old one. Now I have e-mail from PayPal in my new e-mail account so why would they send it to my old all of a sudden?

Anyways, turns out the dick filed with PayPal (must have waited till his 30 days were about to run out) and they sent the e-mail to my old address. Well of course I didn't respond since I don't have that e-mail account any more. I guess hes saying he didn't recieve it or whatever. So he has the head plus the chargeback amount and PayPal says I will just have to fork over the money cause I never responded.

Oh and get this, they sent the letter to my old address that was deleted and updated to the new one also.

So my question is what can they really do? They can't take money out of my bank account without my consent. They don't have my social security number, so they can't file it and hurt my credit can they? Anyone else ever had a problem like this?

Dr.Boost

Umm...they do have your social security number. Your credit will have a collection account on it, if it doesn't already. You either pay it or ruin your credit for the next 3-7 years, depending on if you know what you're doing when it comes to deleting negative items off your credit report.
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BigD

How do they have my social security number? I never had to put it in when I registered on the site.

SpankedYA!

All you need to do is provide proof of shipment and show that is was delivered.

BigD

Yeah they girl said I would have to file a appeal to PayPal showing I sent it, but that they had already turned it over to collections. So now I have to pay collections either way and they would see about getting the head or the money back

jinxy

you should have responded. you dont check your old email at all? or log into paypal every so often?

Dr.Boost

Hmmm...I just made an account with Paypal and they didn't ask for a SSN. I'm sure it's there somewhere? I know I've entered it somewhere in there. Maybe it's with the bank account or credit card? Maybe they don't even need your SSN?
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Loserkidwac

I say consult an lawyer, if you can prove you shipped the item then he should have to pay any and all fees because he provided false information to paypal so they would rule in his favor, show proff that paypal was aware you changed your e-mail and still failed to notify you, paypal wouldn't do anything for him even if you mailed him an empty box, didn't he post pictures on line of what he recieved? I think you have enough proff to make a case against him but you need to find someone who knows the law

BoosTedZSix

i wouldnt pay ----. Let them know that you know they fucked up. You updated your new address and gave them new email address, They also sent confirmation to your new address. They are just dicking you around, lay your foot down! tell them your getting a lawyer yO!

Dr.Boost

Pull a new copy of your credit report.

www.myfico.com
Coupon code: CPPSAVINGS
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