FooK

you COULD actually sue your dad. If he gets social security, they'll garnish his income till the suit is paid off.

also, he could do time.

personally, id make it a point to shoot my dad in the *** with a pellet gun once a day, just to make myself feel better.

rollmodel

well guys.. i guess to clear up any misconceptions.

the account has my name and my dads on it. it was setup up when i was like 15.. it was to "save money for me" ha what a joke. well i never used it, and i didnt know that i could... well i dont have an atm card.. or checks.. so.. how the hell could i get into it?

i have my own account for school/work/whatever. which has my money in it.

the one my dad has.. he used checks and a debit card.. and the checks where returned and now the collection is looking at my name to have me pay.

my attourney said i might have to pay the debts, and then sue my dad. i am not sure i can garnish his wage or anything. he alredy owes me 300 for a transmission he bought, and like 700 in back child support, which my mom will never see.

its just kinda shitty to get these letters in the mail and now have collections hoovering over me.

good point: its not on my credit history yet.. and if i payed it, it wouldnt go on there. but, if i pay it.. i think i am going to ask the whole family for help.. so all of them will be pissed... lol.. no, i will probably see what i can accomplish with my attourney.

but thanks for the offers... from well... it seems like "excentric" people that want to help

dropgear

sorry to hear that man. i'm not sure how things work in FLA or Ohio, but up here you can call the credit agencies (Equifax, etc.) and ask them to attach a note to your credit report, and mark the bad credit entries with special codes. They won't be removed from your credit report, but they will no longer apply when getting your credit scored by a creditor.

I talked to a credit counsellor last year over a screw-up on my credit.. The talk with the counsellor was free and it was all sorted out within days.

Hope that helps.

biggmike

well i dont have to rape him but i can shoot him for you iam in the central florida area. where is he?

88crxSi

im not sure if they can hold you responsible because you signed it at such a young age.

I think you have to be 16 to sign a legal document.

dropgear

you can sign a document as long as you are of the 'age of majority', which varies from 12 to 21 in the US, depending on the state. In the case of bank accounts though, as long as it's in your name, you are responsible for it.

What he should to do is get in touch with a credit counsellor (possibly a lawyer), and close that bank account.

Cray91

if you know the account number, close it immedietly, or at least remove your name from the account. That will stop more charges from piling up.

con

Thats some fucked up ----, you need to go steel some ---- from your dad, sell it and pay ---- off. Good luck little guy.

4sillypwr

------ family. good luck man.