debt here i come
09-13-2004, 11:42 AM
#21
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Join Date: May 2003
Posts: 5,380
Re:debt here i come
Originally Posted by d16forlife
I say destroy that bitch.
I got too much credit when I was young and I had to file for bancrupcy by age 24.I was $40k in debt
.Thats why now I try and buy ---- cash.The only thing I have out on credit right now is that F250 I just bought.And that was just couse I needed it...badly.
If you dont need it dont use it.
I got too much credit when I was young and I had to file for bancrupcy by age 24.I was $40k in debt
.Thats why now I try and buy ---- cash.The only thing I have out on credit right now is that F250 I just bought.And that was just couse I needed it...badly.If you dont need it dont use it.
09-13-2004, 04:36 PM
#23
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Join Date: Mar 2003
Posts: 21,479
Re:debt here i come
Originally Posted by Whitey
why don't you try to consolidate your debt to get rid of the insane interest charges??
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09-13-2004, 05:00 PM
#25
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Join Date: Dec 2002
Posts: 9,203
Re:debt here i come
Originally Posted by bmaca455
I have a question about credit cards. If I get one but never use it for anything. Except for mabey a bag of chips at the gas station or something one in a while. Will I get good credit for that if I pay all my bills on time? Will I get better credit if I buy more or does it not matter?
-Murdoc
09-13-2004, 05:06 PM
#26
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Join Date: Mar 2003
Posts: 21,479
Re:debt here i come
Originally Posted by AgentMurdoc
Originally Posted by bmaca455
I have a question about credit cards. If I get one but never use it for anything. Except for mabey a bag of chips at the gas station or something one in a while. Will I get good credit for that if I pay all my bills on time? Will I get better credit if I buy more or does it not matter?
-Murdoc
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09-13-2004, 05:13 PM
#28
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Join Date: Dec 2002
Posts: 9,203
Re:debt here i come
yeah that's what I was trying to say about using it for daily expense and paying off.
And boost brings up a very good point on the percentage of balance. It is a good idea to keep under 50% of your allowed credit. Maxing out is not good, and paying all in full can also be bad. Keeping a balance is good, just don't be like me and have 9 out of 11 cards maxed out.
And boost brings up a very good point on the percentage of balance. It is a good idea to keep under 50% of your allowed credit. Maxing out is not good, and paying all in full can also be bad. Keeping a balance is good, just don't be like me and have 9 out of 11 cards maxed out.
09-13-2004, 05:14 PM
#29
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Join Date: Mar 2003
Posts: 21,479
Re:debt here i come
Originally Posted by AgentMurdoc
Keeping a balance is good, just don't be like me and have 9 out of 11 cards maxed out.
I was signing up for new credit cards as the old ones were maxed out. The stupid thing was they were still accepting me and giving me new credit cards. Thank alot *******. 
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09-13-2004, 05:17 PM
#30
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Join Date: Dec 2002
Posts: 9,203
Re:debt here i come
------' boost, that's the same exact thing going on with me. All my cards are maxed out so I signed up for another, notice how I have a couple free. I have another offer on my desk here in front of me, mad temptations. And I just signed up for another one like 2 weeks ago 
