Credit rating question! (Dr. Boost read)
#49
Re: Credit rating question! (Dr. Boost read)
Originally Posted by mike94se
Capital One
$300 limit; best beginner card
$300 limit; best beginner card
I never buy anything unless I have the money, or know I will well before the bill comes. I just wait until the bill comes in the mail, then pay it online.
I honestly have no idea about the actual rules of what helps and hurts your credit score....but what ive heard is that things are changing. It used to be bad to have several cards with nothing on them, and high limits. But now it actually helps, because other companies see that you can be trusted, because you dont max out your cards the second you receive them. i dont know. credit cards suck, but you cant do much of anything without credit history and a decent credit score.
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