Credit rating question! (Dr. Boost read)
07-27-2006, 05:54 PM
#33
3.0 BAR
Join Date: Jan 2005
Posts: 2,877
Re: Credit rating question! (Dr. Boost read)
Originally Posted by cll77gen2teg
how old are you, and do you have any other credit accounts?
23, never had any credit type accounts. i had to pay that damn $500 deposit when i got my new cell fone, bitches
07-27-2006, 05:59 PM
#34
1.0 BAR
Join Date: Mar 2006
Posts: 426
Re: Credit rating question! (Dr. Boost read)
Originally Posted by Racintweek
23, never had any credit type accounts. i had to pay that damn $500 deposit when i got my new cell fone, bitches
damn, yea thats gonna be a bitch....you're gonna have to start of small, like a $200 limit cc probably from some random company.....when you get those things in the mail, just apply to a couple, not all of them, and see what happens....you may have a crazy as interest rate, but its a start
07-27-2006, 11:26 PM
#35
1.0 BAR
Join Date: Apr 2006
Location: Kingsland, GA
Posts: 539
Re: Credit rating question! (Dr. Boost read)
Originally Posted by mike94se
Capital One
$300 limit; best beginner card
$300 limit; best beginner card
Originally Posted by Racintweek
i cant get anyone to give me a CC
how do you go about getting one
how do you go about getting one
I started with 250 then jumped to 1000 after a year of using the card and paying stuff off. I got a 2500 limit. It's been going up from there.
CREDIT IS THE DEVIL
07-28-2006, 01:42 PM
#37
Guest
Posts: n/a
Re: Credit rating question! (Dr. Boost read)
I agree that responsible people should have a credit card. It is extremely convenient, and can also be used for emergencies.
Now irresponsible people and plenty of women should not be within 5 feet of any credit card.
It only takes one thing to be a responsible credit card user, only spend the money if you have it.
Now irresponsible people and plenty of women should not be within 5 feet of any credit card.
It only takes one thing to be a responsible credit card user, only spend the money if you have it.
07-28-2006, 01:45 PM
#38
3.0 BAR
Join Date: Jan 2005
Posts: 2,877
Re: Credit rating question! (Dr. Boost read)
Originally Posted by jagojon3
It only takes one thing to be a responsible credit card user, only spend the money if you have it.
or if you are broke and have kids to feed (hopefully that wont happen)
07-28-2006, 02:38 PM
#40
0.0 BAR
Join Date: Dec 2003
Posts: 0
Re: Credit rating question! (Dr. Boost read)
The Zales card, apparently I filled out an application at some point a few years ago... i know it had to have been before i was 18 so I'm not sure how they approved me.. but anyways
I have 3 cards as of now... my current one was 0% APR for a whole year...no matter what anyone says there were no gimmicks... some people have told me that there are hidden fees and such and I have yet to pay one of these... but I was thinking of getting one more, its 1.5 years of 0% apr IIRC... after that i'd be done.
The other credit card is one my mom and I both have LOL... when I was about 13 I sneaked my name onto a cc application.. they called and asked her about it and she told them to take it off... well two cards came in. So I've been getting free credit for 6 years now
lol
I have 3 cards as of now... my current one was 0% APR for a whole year...no matter what anyone says there were no gimmicks... some people have told me that there are hidden fees and such and I have yet to pay one of these... but I was thinking of getting one more, its 1.5 years of 0% apr IIRC... after that i'd be done.
The other credit card is one my mom and I both have LOL... when I was about 13 I sneaked my name onto a cc application.. they called and asked her about it and she told them to take it off... well two cards came in. So I've been getting free credit for 6 years now
lol
