Car declared Total Loss
01-19-2004, 06:09 PM
#11
3.0 BAR
Join Date: Jun 2003
Posts: 6,857
Re:Car declared Total Loss
damm sem thats fucked.thats what iritates me about dumb ------- drivers.your minding your buisness at a stop light or whatever and all of the suden your car is totalled 
.----!!
good luck on finding a new one
.
.----!!good luck on finding a new one
.
01-19-2004, 07:40 PM
#15
1.5 BAR
Join Date: Nov 2003
Posts: 771
Re:Car declared Total Loss
hope you have better luck than me, i got some dumb bitch pull out on me and wipe my front end out i only had a full respray two months previous to that and am still waiting for my payout the accident was 15 months ago, prolly should have got an injury claim in there to help get it fixed while i was waitin for her insurance to pay up
01-20-2004, 06:40 AM
#17
3.0 BAR
Thread Starter
Join Date: Dec 2002
Posts: 3,828
Re:Car declared Total Loss
Originally Posted by hackish
This is true. The way they usually do it is that they pay you for the settlement less the owner retained salvage. Not 100% sure if it works the same in the US but here in Canada it would most likely be branded. That means it could not be re-registerred until the brand is lifted. To have a brand lifted you need to have a structural safety inspection where you submit a detailed analysis of the dammage with photos of how it was repaired. Then it gets titled as salvage - rebuilt. I know someone who did this and failed the structural because he didn't re-do the spot welds in exactly the same place! Just make sure you know what you're getting into here...
-Michael
-Michael
Originally Posted by Semnos
yes I just bought it in november well at the end of november.
It isn't structurally totalled. It's just declared total loss because it's more expensive to fix it then the car's value. And I don't have to pay to get it back etc...It's already mine, I just get my money and my car.
It isn't structurally totalled. It's just declared total loss because it's more expensive to fix it then the car's value. And I don't have to pay to get it back etc...It's already mine, I just get my money and my car.
The car isn't structurally totaled. They have other rules here as if the repair costs more then the car then they declare it economically totaled and you keep the car get the cash...so you can maybe find another place to reapir it cheaper or get a new car and tos that one away or sell it.
01-20-2004, 06:43 AM
#18
3.0 BAR
Thread Starter
Join Date: Dec 2002
Posts: 3,828
Re:Car declared Total Loss
I'm like bugging my insurance company to pick up the pace already lol....I got some injury claim and I have like an extra insurance...some rights insurance blah blah...they have lawers working on my case for me etc...that's why I pay the extra bucks 
Good thing i got that insurance, cause if i didn't I would have to wait a long time and they wouldn't help me right away....Money talks
Good thing i got that insurance, cause if i didn't I would have to wait a long time and they wouldn't help me right away....Money talks
01-20-2004, 11:29 AM
#19
1.5 BAR
Join Date: Nov 2003
Posts: 771
Re:Car declared Total Loss
Originally Posted by kyle
15 months? I would be calling them every day and stopping by to see where my money was.
oh well at least there is interest going on top of my claim as i have paid for the repairs myself, but like semnos if the insurance company had not fucked about my car would have been written off
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